IVV vs IWL

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVIWLWinner
Expense Ratio0.03%0.15%
AUM$865.2B$2.2B
Dividend Yield1.09%0.85%
Holdings508205
YTD Return+13.13%+12.07%
1Y Return+22.90%+22.35%
3Y Return (annualized)+21.08%+22.02%
5Y Return (annualized)+13.27%+13.72%
Volatility (annualized)15.1%14.2%
Max Drawdown-56.5%-32.7%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionMay 15, 2000Sep 22, 2009

IVV vs IWL Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares Russell Top 200 ETF (IWL) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +22.90% while IWL returned +22.35%. Year to date, IVV is up 13.13% versus a gain of 12.07% for IWL.

Over three years, IVV compounded at +21.08% per year against +22.02% for IWL; over five years the annualized figures are +13.27% and +13.72% respectively. Across the full 17-year window we track, IWL has the edge at +13.24% annualized vs +7.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.2% for IWL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -32.7% for IWL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while IWL charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.85% for IWL.

Holdings Overlap

83.4%overlap

IVV and IWL share 190 holdings out of 517 unique holdings combined, representing a 83.4% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in IVVWeight in IWLDifference
NVDA7.76%8.16%0.40%
AAPL7.44%8.09%0.65%
MSFT4.57%5.14%0.57%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
TSLAProProPro
MUProProPro
See all 10 holdings IVV shares with IWL
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, IVV or IWL?

IVV has an expense ratio of 0.03% while IWL charges 0.15%. IVV is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, IVV or IWL?

Over the past year IVV returned +22.90% vs +22.35% for IWL, so IVV leads on 1-year performance. Over the longest common window we track (17 years), IVV annualized +7.02% vs +13.24% for IWL. Past performance does not guarantee future results.

Which is riskier, IVV or IWL?

IVV has been the more volatile fund at 15.1% annualized versus 14.2% for IWL. Worst drawdown: IVV -56.5% vs IWL -32.7%.

Should I hold both IVV and IWL?

IVV and IWL have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and IWL?

IVV and IWL share 190 common holdings with a 83.4% weight overlap. Combined, they hold 517 unique securities.

Which pays a higher dividend, IVV or IWL?

IVV yields 1.09% while IWL yields 0.85%, so IVV currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →