IUSV vs SCHD
IUSV vs SCHD
iShares Core S&P US Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
IUSV has a lower expense ratio. SCHD delivered stronger 1-year returns. IUSV offers more diversification with 720 holdings.
Side-by-Side Comparison
| Metric | IUSV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.06% | |
| AUM | $27.3B | $103.7B | |
| Dividend Yield | 1.69% | 3.31% | |
| Holdings | 743 | 104 | |
| YTD Return | +11.89% | +24.26% | |
| 1Y Return | +21.86% | +31.38% | |
| 3Y Return (annualized) | +14.95% | +15.08% | |
| 5Y Return (annualized) | +11.61% | +9.72% | |
| Volatility (annualized) | 15.2% | 13.6% | |
| Max Drawdown | -66.9% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 24, 2000 | Oct 20, 2011 |
IUSV vs SCHD Performance
iShares Core S&P US Value ETF (IUSV) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IUSV returned +21.86% while SCHD returned +31.38%. Year to date, IUSV is up 11.89% versus a gain of 24.26% for SCHD.
Over three years, IUSV compounded at +14.95% per year against +15.08% for SCHD; over five years the annualized figures are +11.61% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +6.65%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IUSV has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -66.9% for IUSV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IUSV charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, IUSV currently yields 1.69% against 3.31% for SCHD.
Holdings Overlap
IUSV and SCHD share 62 holdings out of 758 unique holdings combined, representing a 15.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IUSV | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 1.21% | 4.54% | 3.33% |
| MRK | 1.00% | 4.32% | 3.32% |
| HD | 1.12% | 4.16% | 3.04% |
| PG | Pro | Pro | Pro |
| ABT | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
See all 10 holdings IUSV shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IUSV or SCHD?
IUSV has an expense ratio of 0.04% while SCHD charges 0.06%. IUSV is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, IUSV or SCHD?
Over the past year IUSV returned +21.86% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IUSV annualized +6.65% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IUSV or SCHD?
IUSV has been the more volatile fund at 15.2% annualized versus 13.6% for SCHD. Worst drawdown: IUSV -66.9% vs SCHD -33.4%.
Should I hold both IUSV and SCHD?
IUSV and SCHD have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IUSV and SCHD?
IUSV and SCHD share 62 common holdings with a 15.3% weight overlap. Combined, they hold 758 unique securities.
Which pays a higher dividend, IUSV or SCHD?
IUSV yields 1.69% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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