IUSG vs SCHD
IUSG vs SCHD
iShares Core S&P US Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
IUSG has a lower expense ratio. SCHD delivered stronger 1-year returns. IUSG offers more diversification with 376 holdings.
Side-by-Side Comparison
| Metric | IUSG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.06% | |
| AUM | $31.4B | $103.7B | |
| Dividend Yield | 0.49% | 3.31% | |
| Holdings | 400 | 104 | |
| YTD Return | +10.18% | +22.69% | |
| 1Y Return | +19.45% | +30.94% | |
| 3Y Return (annualized) | +23.43% | +14.20% | |
| 5Y Return (annualized) | +12.98% | +9.59% | |
| Volatility (annualized) | 17.4% | 13.7% | |
| Max Drawdown | -65.8% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 24, 2000 | Oct 20, 2011 |
IUSG vs SCHD Performance
iShares Core S&P US Growth ETF (IUSG) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IUSG returned +19.45% while SCHD returned +30.94%. Year to date, IUSG is up 10.18% versus a gain of 22.69% for SCHD.
Over three years, IUSG compounded at +23.43% per year against +14.20% for SCHD; over five years the annualized figures are +12.98% and +9.59% respectively. Across the full 15-year window we track, SCHD has the edge at +11.31% annualized vs +7.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IUSG has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -65.8% for IUSG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IUSG charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, IUSG currently yields 0.49% against 3.31% for SCHD.
Holdings Overlap
IUSG and SCHD share 11 holdings out of 465 unique holdings combined, representing a 0.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IUSG | Weight in SCHD | Difference |
|---|---|---|---|
| AMGN | 0.36% | 4.25% | 3.89% |
| KO | 0.36% | 4.08% | 3.72% |
| CINF | 0.05% | 0.72% | 0.67% |
| AFG | Pro | Pro | Pro |
| ORI | Pro | Pro | Pro |
| ALV | Pro | Pro | Pro |
| MSM | Pro | Pro | Pro |
| NXST | Pro | Pro | Pro |
| MTN | Pro | Pro | Pro |
| FHI | Pro | Pro | Pro |
See all 10 holdings IUSG shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IUSG or SCHD?
IUSG has an expense ratio of 0.04% while SCHD charges 0.06%. IUSG is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, IUSG or SCHD?
Over the past year IUSG returned +19.45% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IUSG annualized +7.13% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, IUSG or SCHD?
IUSG has been the more volatile fund at 17.4% annualized versus 13.7% for SCHD. Worst drawdown: IUSG -65.8% vs SCHD -33.4%.
Should I hold both IUSG and SCHD?
IUSG and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IUSG and SCHD?
IUSG and SCHD share 11 common holdings with a 0.8% weight overlap. Combined, they hold 465 unique securities.
Which pays a higher dividend, IUSG or SCHD?
IUSG yields 0.49% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.