ITDE vs QQQ
ITDE vs QQQ
iShares LifePath Target Date 2045 ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
ITDE has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | ITDE | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.11% | 0.18% | |
| AUM | $87M | $455.8B | |
| Dividend Yield | 1.68% | 0.41% | |
| Holdings | 14 | 108 | |
| YTD Return | +11.95% | +17.27% | |
| 1Y Return | +22.28% | +28.64% | |
| 3Y Return (annualized) | - | +24.88% | |
| 5Y Return (annualized) | - | +14.86% | |
| Volatility (annualized) | 10.6% | 30.6% | |
| Max Drawdown | -14.7% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | Mar 10, 1999 |
ITDE vs QQQ Performance
iShares LifePath Target Date 2045 ETF (ITDE) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ITDE returned +22.28% while QQQ returned +28.64%. Year to date, ITDE is up 11.95% versus a gain of 17.27% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 10.6% for ITDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.7% for ITDE and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDE charges 0.11% per year while QQQ charges 0.18%. On a $10,000 position that is $11 vs $18 annually, a gap of $7 per year that compounds over a long holding period. On income, ITDE currently yields 1.68% against 0.41% for QQQ.
Holdings Overlap
ITDE and QQQ share 0 holdings out of 116 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ITDE or QQQ?
ITDE has an expense ratio of 0.11% while QQQ charges 0.18%. ITDE is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, ITDE or QQQ?
Over the past year ITDE returned +22.28% vs +28.64% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), ITDE annualized +22.01% vs +13.08% for QQQ. Past performance does not guarantee future results.
Which is riskier, ITDE or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 10.6% for ITDE. Worst drawdown: ITDE -14.7% vs QQQ -83.0%.
Should I hold both ITDE and QQQ?
ITDE and QQQ have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ITDE and QQQ?
ITDE and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 116 unique securities.
Which pays a higher dividend, ITDE or QQQ?
ITDE yields 1.68% while QQQ yields 0.41%, so ITDE currently pays the higher dividend yield.
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