ITDE vs IVV
ITDE vs IVV
iShares LifePath Target Date 2045 ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | ITDE | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.11% | 0.03% | |
| AUM | $87M | $865.2B | |
| Dividend Yield | 1.68% | 1.09% | |
| Holdings | 14 | 508 | |
| YTD Return | +11.95% | +13.31% | |
| 1Y Return | +22.28% | +24.00% | |
| 3Y Return (annualized) | - | +21.16% | |
| 5Y Return (annualized) | - | +13.34% | |
| Volatility (annualized) | 10.6% | 15.1% | |
| Max Drawdown | -14.7% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | May 15, 2000 |
ITDE vs IVV Performance
iShares LifePath Target Date 2045 ETF (ITDE) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ITDE returned +22.28% while IVV returned +24.00%. Year to date, ITDE is up 11.95% versus a gain of 13.31% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.6% for ITDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.7% for ITDE and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITDE charges 0.11% per year while IVV charges 0.03%. On a $10,000 position that is $11 vs $3 annually, a gap of $8 per year that compounds over a long holding period. On income, ITDE currently yields 1.68% against 1.09% for IVV.
Holdings Overlap
ITDE and IVV share 1 holdings out of 517 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ITDE | Weight in IVV | Difference |
|---|---|---|---|
| XTSLA | 0.18% | 0.15% | 0.03% |
Frequently Asked Questions
Which is cheaper, ITDE or IVV?
ITDE has an expense ratio of 0.11% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, ITDE or IVV?
Over the past year ITDE returned +22.28% vs +24.00% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), ITDE annualized +22.01% vs +7.03% for IVV. Past performance does not guarantee future results.
Which is riskier, ITDE or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 10.6% for ITDE. Worst drawdown: ITDE -14.7% vs IVV -56.5%.
Should I hold both ITDE and IVV?
ITDE and IVV have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ITDE and IVV?
ITDE and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 517 unique securities.
Which pays a higher dividend, ITDE or IVV?
ITDE yields 1.68% while IVV yields 1.09%, so ITDE currently pays the higher dividend yield.
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