ITDB vs QQQ
ITDB vs QQQ
iShares LifePath Target Date 2030 ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
ITDB has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | ITDB | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.18% | |
| AUM | $76M | $455.8B | |
| Dividend Yield | 1.93% | 0.41% | |
| Holdings | 15 | 108 | |
| YTD Return | +5.99% | +14.45% | |
| 1Y Return | +12.60% | +24.70% | |
| 3Y Return (annualized) | - | +24.19% | |
| 5Y Return (annualized) | - | +14.49% | |
| Volatility (annualized) | 7.9% | 30.6% | |
| Max Drawdown | -8.4% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | Mar 10, 1999 |
ITDB vs QQQ Performance
iShares LifePath Target Date 2030 ETF (ITDB) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ITDB returned +12.60% while QQQ returned +24.70%. Year to date, ITDB is up 5.99% versus a gain of 14.45% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 7.9% for ITDB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.4% for ITDB and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDB charges 0.09% per year while QQQ charges 0.18%. On a $10,000 position that is $9 vs $18 annually, a gap of $9 per year that compounds over a long holding period. On income, ITDB currently yields 1.93% against 0.41% for QQQ.
Holdings Overlap
ITDB and QQQ share 0 holdings out of 110 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ITDB or QQQ?
ITDB has an expense ratio of 0.09% while QQQ charges 0.18%. ITDB is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, ITDB or QQQ?
Over the past year ITDB returned +12.60% vs +24.70% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), ITDB annualized +15.44% vs +12.98% for QQQ. Past performance does not guarantee future results.
Which is riskier, ITDB or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 7.9% for ITDB. Worst drawdown: ITDB -8.4% vs QQQ -83.0%.
Should I hold both ITDB and QQQ?
ITDB and QQQ have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ITDB and QQQ?
ITDB and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 110 unique securities.
Which pays a higher dividend, ITDB or QQQ?
ITDB yields 1.93% while QQQ yields 0.41%, so ITDB currently pays the higher dividend yield.
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