ITDB vs IVV
ITDB vs IVV
iShares LifePath Target Date 2030 ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | ITDB | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.03% | |
| AUM | $76M | $865.2B | |
| Dividend Yield | 1.93% | 1.09% | |
| Holdings | 15 | 508 | |
| YTD Return | +7.24% | +13.52% | |
| 1Y Return | +13.92% | +23.63% | |
| 3Y Return (annualized) | - | +21.26% | |
| 5Y Return (annualized) | - | +13.52% | |
| Volatility (annualized) | 7.9% | 15.1% | |
| Max Drawdown | -8.4% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | May 15, 2000 |
ITDB vs IVV Performance
iShares LifePath Target Date 2030 ETF (ITDB) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ITDB returned +13.92% while IVV returned +23.63%. Year to date, ITDB is up 7.24% versus a gain of 13.52% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.9% for ITDB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.4% for ITDB and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDB charges 0.09% per year while IVV charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, ITDB currently yields 1.93% against 1.09% for IVV.
Holdings Overlap
ITDB and IVV share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ITDB or IVV?
ITDB has an expense ratio of 0.09% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, ITDB or IVV?
Over the past year ITDB returned +13.92% vs +23.63% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), ITDB annualized +15.91% vs +7.04% for IVV. Past performance does not guarantee future results.
Which is riskier, ITDB or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 7.9% for ITDB. Worst drawdown: ITDB -8.4% vs IVV -56.5%.
Should I hold both ITDB and IVV?
ITDB and IVV have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ITDB and IVV?
ITDB and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.
Which pays a higher dividend, ITDB or IVV?
ITDB yields 1.93% while IVV yields 1.09%, so ITDB currently pays the higher dividend yield.
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