IQM vs IVV

Quick Verdict

IVV has a lower expense ratio. IQM delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IQMMore Diversified: IVV

Side-by-Side Comparison

MetricIQMIVVWinner
Expense Ratio0.50%0.03%
AUM$97M$865.2B
Dividend Yield0.00%1.09%
Holdings78508
YTD Return+19.68%+13.13%
1Y Return+33.20%+22.90%
3Y Return (annualized)+31.01%+21.08%
5Y Return (annualized)+16.50%+13.27%
Volatility (annualized)28.6%15.1%
Max Drawdown-44.9%-56.5%
Fund FamilyFranklin Templeton Investments (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionFeb 25, 2020May 15, 2000

IQM vs IVV Performance

Franklin Intelligent Machines ETF (IQM) is a ETF from Franklin Templeton Investments (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IQM returned +33.20% while IVV returned +22.90%. Year to date, IQM is up 19.68% versus a gain of 13.13% for IVV.

Over three years, IQM compounded at +31.01% per year against +21.08% for IVV; over five years the annualized figures are +16.50% and +13.27% respectively. Across the full 6-year window we track, IQM has the edge at +25.85% annualized vs +7.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IQM has been the more volatile fund, with annualized monthly volatility of 28.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.9% for IQM and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IQM charges 0.50% per year while IVV charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, IQM currently yields 0.00% against 1.09% for IVV.

Holdings Overlap

6.0%overlap

IQM and IVV share 6 holdings out of 513 unique holdings combined, representing a 6.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IQMWeight in IVVDifference
AAPL3.06%7.44%4.38%
GEV3.31%0.45%2.86%
AMAT2.50%0.69%1.81%
AMDProProPro
APHProProPro
ADIProProPro
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Frequently Asked Questions

Which is cheaper, IQM or IVV?

IQM has an expense ratio of 0.50% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, IQM or IVV?

Over the past year IQM returned +33.20% vs +22.90% for IVV, so IQM leads on 1-year performance. Over the longest common window we track (6 years), IQM annualized +25.85% vs +7.02% for IVV. Past performance does not guarantee future results.

Which is riskier, IQM or IVV?

IQM has been the more volatile fund at 28.6% annualized versus 15.1% for IVV. Worst drawdown: IQM -44.9% vs IVV -56.5%.

Should I hold both IQM and IVV?

IQM and IVV have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IQM and IVV?

IQM and IVV share 6 common holdings with a 6.0% weight overlap. Combined, they hold 513 unique securities.

Which pays a higher dividend, IQM or IVV?

IQM yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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