INTL vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricINTLVOOWinner
Expense Ratio0.84%0.03%
AUM$230M$979.0B
Dividend Yield3.38%1.09%
Holdings10509
YTD Return+10.41%+13.80%
1Y Return+18.93%+23.71%
3Y Return (annualized)+15.38%+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)13.2%14.1%
Max Drawdown-14.5%-34.3%
Fund FamilyMain Management ETF Advisors, LLCVanguard (US)
CategoryAllocation/BalancedEquity
InceptionDec 1, 2022Sep 7, 2010

INTL vs VOO Performance

Main International ETF (INTL) is a ETF from Main Management ETF Advisors, LLC and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year INTL returned +18.93% while VOO returned +23.71%. Year to date, INTL is up 10.41% versus a gain of 13.80% for VOO.

Over three years, INTL compounded at +15.38% per year against +21.50% for VOO. Across the full 4-year window we track, INTL has the edge at +14.68% annualized vs +13.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.2% for INTL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.5% for INTL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

INTL charges 0.84% per year while VOO charges 0.03%. On a $10,000 position that is $84 vs $3 annually, a gap of $81 per year that compounds over a long holding period. On income, INTL currently yields 3.38% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

INTL and VOO share 0 holdings out of 514 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, INTL or VOO?

INTL has an expense ratio of 0.84% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which performed better, INTL or VOO?

Over the past year INTL returned +18.93% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), INTL annualized +14.68% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, INTL or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 13.2% for INTL. Worst drawdown: INTL -14.5% vs VOO -34.3%.

Should I hold both INTL and VOO?

INTL and VOO have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INTL and VOO?

INTL and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 514 unique securities.

Which pays a higher dividend, INTL or VOO?

INTL yields 3.38% while VOO yields 1.09%, so INTL currently pays the higher dividend yield.

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