IETC vs SCHD
IETC vs SCHD
iShares US Tech Independence Focused ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. IETC offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | IETC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.06% | |
| AUM | $658M | $103.7B | |
| Dividend Yield | 0.39% | 3.31% | |
| Holdings | 106 | 104 | |
| YTD Return | +9.32% | +24.08% | |
| 1Y Return | +13.09% | +31.88% | |
| 3Y Return (annualized) | +25.83% | +14.92% | |
| 5Y Return (annualized) | +14.72% | +9.85% | |
| Volatility (annualized) | 21.6% | 13.6% | |
| Max Drawdown | -38.5% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2018 | Oct 20, 2011 |
IETC vs SCHD Performance
iShares US Tech Independence Focused ETF (IETC) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IETC returned +13.09% while SCHD returned +31.88%. Year to date, IETC is up 9.32% versus a gain of 24.08% for SCHD.
Over three years, IETC compounded at +25.83% per year against +14.92% for SCHD; over five years the annualized figures are +14.72% and +9.85% respectively. Across the full 8-year window we track, IETC has the edge at +20.37% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IETC has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.5% for IETC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IETC charges 0.18% per year while SCHD charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, IETC currently yields 0.39% against 3.31% for SCHD.
Holdings Overlap
IETC and SCHD share 5 holdings out of 198 unique holdings combined, representing a 1.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IETC | Weight in SCHD | Difference |
|---|---|---|---|
| TXN | 0.32% | 3.70% | 3.38% |
| QCOM | 0.41% | 2.72% | 2.31% |
| 2345:TW | 0.08% | 2.24% | 2.16% |
| PAYX | Pro | Pro | Pro |
| BAH | Pro | Pro | Pro |
See all 5 holdings IETC shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IETC or SCHD?
IETC has an expense ratio of 0.18% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, IETC or SCHD?
Over the past year IETC returned +13.09% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), IETC annualized +20.37% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IETC or SCHD?
IETC has been the more volatile fund at 21.6% annualized versus 13.6% for SCHD. Worst drawdown: IETC -38.5% vs SCHD -33.4%.
Should I hold both IETC and SCHD?
IETC and SCHD have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IETC and SCHD?
IETC and SCHD share 5 common holdings with a 1.3% weight overlap. Combined, they hold 198 unique securities.
Which pays a higher dividend, IETC or SCHD?
IETC yields 0.39% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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