IDUB vs SCHD
IDUB vs SCHD
Aptus International Enhanced Yield ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | IDUB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.44% | 0.06% | |
| AUM | $491M | $103.7B | |
| Dividend Yield | 4.57% | 3.31% | |
| Holdings | 5 | 104 | |
| YTD Return | +13.57% | +24.26% | |
| 1Y Return | +26.09% | +31.38% | |
| 3Y Return (annualized) | +16.59% | +15.08% | |
| 5Y Return (annualized) | +5.91% | +9.72% | |
| Volatility (annualized) | 12.9% | 13.6% | |
| Max Drawdown | -29.2% | -33.4% | |
| Fund Family | Aptus ETFs | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Jul 22, 2021 | Oct 20, 2011 |
IDUB vs SCHD Performance
Aptus International Enhanced Yield ETF (IDUB) is a ETF from Aptus ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IDUB returned +26.09% while SCHD returned +31.38%. Year to date, IDUB is up 13.57% versus a gain of 24.26% for SCHD.
Over three years, IDUB compounded at +16.59% per year against +15.08% for SCHD; over five years the annualized figures are +5.91% and +9.72% respectively. Across the full 5-year window we track, SCHD has the edge at +11.39% annualized vs +5.96%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.9% for IDUB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.2% for IDUB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IDUB charges 0.44% per year while SCHD charges 0.06%. On a $10,000 position that is $44 vs $6 annually, a gap of $38 per year that compounds over a long holding period. On income, IDUB currently yields 4.57% against 3.31% for SCHD.
Holdings Overlap
IDUB and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IDUB or SCHD?
IDUB has an expense ratio of 0.44% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $38 per year of difference.
Which performed better, IDUB or SCHD?
Over the past year IDUB returned +26.09% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), IDUB annualized +5.96% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IDUB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.9% for IDUB. Worst drawdown: IDUB -29.2% vs SCHD -33.4%.
Should I hold both IDUB and SCHD?
IDUB and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IDUB and SCHD?
IDUB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, IDUB or SCHD?
IDUB yields 4.57% while SCHD yields 3.31%, so IDUB currently pays the higher dividend yield.
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