HRSK vs SCHD

Quick Verdict

SCHD has a lower expense ratio. HRSK offers more diversification with 117 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: HRSK

Side-by-Side Comparison

MetricHRSKSCHDWinner
Expense Ratio0.95%0.06%
AUM$34M$103.7B
Dividend Yield0.00%3.31%
Holdings117104
YTD Return+0.99%+23.31%
1Y Return-+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)-13.6%
Max Drawdown-2.3%-33.4%
Fund FamilyTOEWS FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJun 15, 2026Oct 20, 2011

HRSK vs SCHD Performance

Toews Agility Shares Hedged Risk ETF (HRSK) is a ETF from TOEWS Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, HRSK is up 0.99% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.3% for HRSK and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

HRSK charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, HRSK currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

5.6%overlap

HRSK and SCHD share 16 holdings out of 201 unique holdings combined, representing a 5.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HRSKWeight in SCHDDifference
UNH0.73%4.54%3.81%
HD0.80%4.16%3.36%
MRK0.29%4.32%4.03%
AMGNProProPro
MOProProPro
KOProProPro
PGProProPro
CVXProProPro
COPProProPro
PEPProProPro
See all 10 holdings HRSK shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, HRSK or SCHD?

HRSK has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

What is the holdings overlap between HRSK and SCHD?

HRSK and SCHD share 16 common holdings with a 5.6% weight overlap. Combined, they hold 201 unique securities.

Which pays a higher dividend, HRSK or SCHD?

HRSK yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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