HIO vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricHIOVOOWinner
Expense Ratio0.94%0.03%
AUM$365M$979.0B
Dividend Yield10.92%1.09%
Holdings338509
YTD Return+3.54%+13.80%
1Y Return+0.53%+23.71%
3Y Return (annualized)+9.34%+21.50%
5Y Return (annualized)+2.32%+13.44%
Volatility (annualized)13.4%14.1%
Max Drawdown-76.3%-34.3%
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionOct 22, 1993Sep 7, 2010

HIO vs VOO Performance

Western Asset High Income Opportunity Fund Inc. (HIO) is a ETF from Franklin Templeton Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HIO returned +0.53% while VOO returned +23.71%. Year to date, HIO is up 3.54% versus a gain of 13.80% for VOO.

Over three years, HIO compounded at +9.34% per year against +21.50% for VOO; over five years the annualized figures are +2.32% and +13.44% respectively. Across the full 16-year window we track, VOO has the edge at +13.58% annualized vs -2.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.4% for HIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -76.3% for HIO and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HIO charges 0.94% per year while VOO charges 0.03%. On a $10,000 position that is $94 vs $3 annually, a gap of $91 per year that compounds over a long holding period. On income, HIO currently yields 10.92% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

HIO and VOO share 0 holdings out of 718 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HIO or VOO?

HIO has an expense ratio of 0.94% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $91 per year of difference.

Which performed better, HIO or VOO?

Over the past year HIO returned +0.53% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), HIO annualized -2.02% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, HIO or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 13.4% for HIO. Worst drawdown: HIO -76.3% vs VOO -34.3%.

Should I hold both HIO and VOO?

HIO and VOO have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HIO and VOO?

HIO and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 718 unique securities.

Which pays a higher dividend, HIO or VOO?

HIO yields 10.92% while VOO yields 1.09%, so HIO currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →