HEMI vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricHEMISCHDWinner
Expense Ratio0.49%0.06%
AUM$35M$103.7B
Dividend Yield4.98%3.31%
Holdings87104
YTD Return+4.81%+23.53%
1Y Return-+30.95%
3Y Return (annualized)-+14.72%
5Y Return (annualized)-+9.56%
Volatility (annualized)-13.6%
Max Drawdown-9.8%-33.4%
Fund FamilyHartford FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 16, 2025Oct 20, 2011

HEMI vs SCHD Performance

Hartford Equity Premium Income ETF (HEMI) is a ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, HEMI is up 4.81% versus a gain of 23.53% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -9.8% for HEMI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

HEMI charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, HEMI currently yields 4.98% against 3.31% for SCHD.

Holdings Overlap

3.9%overlap

HEMI and SCHD share 4 holdings out of 173 unique holdings combined, representing a 3.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HEMIWeight in SCHDDifference
MRK1.33%4.32%2.99%
TXN1.33%3.70%2.37%
EOG0.55%1.98%1.43%
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Frequently Asked Questions

Which is cheaper, HEMI or SCHD?

HEMI has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.

What is the holdings overlap between HEMI and SCHD?

HEMI and SCHD share 4 common holdings with a 3.9% weight overlap. Combined, they hold 173 unique securities.

Which pays a higher dividend, HEMI or SCHD?

HEMI yields 4.98% while SCHD yields 3.31%, so HEMI currently pays the higher dividend yield.

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