GURU vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricGURUSCHDWinner
Expense Ratio0.75%0.06%
AUM$61M$103.7B
Dividend Yield0.08%3.31%
Holdings91104
YTD Return+7.89%+22.69%
1Y Return+23.05%+30.94%
3Y Return (annualized)+20.71%+14.20%
5Y Return (annualized)+7.11%+9.59%
Volatility (annualized)16.6%13.7%
Max Drawdown-38.5%-33.4%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryEquityEquity
InceptionJun 4, 2012Oct 20, 2011

GURU vs SCHD Performance

Global X Guru Index ETF (GURU) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GURU returned +23.05% while SCHD returned +30.94%. Year to date, GURU is up 7.89% versus a gain of 22.69% for SCHD.

Over three years, GURU compounded at +20.71% per year against +14.20% for SCHD; over five years the annualized figures are +7.11% and +9.59% respectively. Across the full 14-year window we track, GURU has the edge at +12.13% annualized vs +11.31%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GURU has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.5% for GURU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GURU charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, GURU currently yields 0.08% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

GURU and SCHD share 0 holdings out of 170 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GURU or SCHD?

GURU has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.

Which performed better, GURU or SCHD?

Over the past year GURU returned +23.05% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), GURU annualized +12.13% vs +11.31% for SCHD. Past performance does not guarantee future results.

Which is riskier, GURU or SCHD?

GURU has been the more volatile fund at 16.6% annualized versus 13.7% for SCHD. Worst drawdown: GURU -38.5% vs SCHD -33.4%.

Should I hold both GURU and SCHD?

GURU and SCHD have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GURU and SCHD?

GURU and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 170 unique securities.

Which pays a higher dividend, GURU or SCHD?

GURU yields 0.08% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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