GTOS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GTOS offers more diversification with 294 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: GTOS

Side-by-Side Comparison

MetricGTOSSCHDWinner
Expense Ratio0.30%0.06%
AUM$122M$103.7B
Dividend Yield4.55%3.31%
Holdings1,047104
YTD Return-1.05%+23.02%
1Y Return+1.00%+30.75%
3Y Return (annualized)+4.48%+14.89%
5Y Return (annualized)-+9.38%
Volatility (annualized)1.9%13.6%
Max Drawdown-1.8%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionDec 9, 2022Oct 20, 2011

GTOS vs SCHD Performance

Invesco Short Duration Total Return Bond ETF (GTOS) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GTOS returned +1.00% while SCHD returned +30.75%. Year to date, GTOS is down 1.05% versus a gain of 23.02% for SCHD.

Over three years, GTOS compounded at +4.48% per year against +14.89% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.33% annualized vs +4.27%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 1.9% for GTOS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.8% for GTOS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GTOS charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, GTOS currently yields 4.55% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

GTOS and SCHD share 0 holdings out of 394 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GTOS or SCHD?

GTOS has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.

Which performed better, GTOS or SCHD?

Over the past year GTOS returned +1.00% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), GTOS annualized +4.27% vs +11.33% for SCHD. Past performance does not guarantee future results.

Which is riskier, GTOS or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 1.9% for GTOS. Worst drawdown: GTOS -1.8% vs SCHD -33.4%.

Should I hold both GTOS and SCHD?

GTOS and SCHD have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GTOS and SCHD?

GTOS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 394 unique securities.

Which pays a higher dividend, GTOS or SCHD?

GTOS yields 4.55% while SCHD yields 3.31%, so GTOS currently pays the higher dividend yield.

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