GSEU vs SCHD
GSEU vs SCHD
Goldman Sachs ActiveBeta Europe Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GSEU offers more diversification with 347 holdings.
Side-by-Side Comparison
| Metric | GSEU | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $119M | $103.7B | |
| Dividend Yield | 2.79% | 3.31% | |
| Holdings | 366 | 104 | |
| YTD Return | +11.29% | +23.53% | |
| 1Y Return | +23.39% | +30.95% | |
| 3Y Return (annualized) | +17.37% | +14.72% | |
| 5Y Return (annualized) | +8.97% | +9.56% | |
| Volatility (annualized) | 16.1% | 13.6% | |
| Max Drawdown | -39.4% | -33.4% | |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 2, 2016 | Oct 20, 2011 |
GSEU vs SCHD Performance
Goldman Sachs ActiveBeta Europe Equity ETF (GSEU) is a ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GSEU returned +23.39% while SCHD returned +30.95%. Year to date, GSEU is up 11.29% versus a gain of 23.53% for SCHD.
Over three years, GSEU compounded at +17.37% per year against +14.72% for SCHD; over five years the annualized figures are +8.97% and +9.56% respectively. Across the full 10-year window we track, SCHD has the edge at +11.35% annualized vs +8.31%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GSEU has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.4% for GSEU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GSEU charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, GSEU currently yields 2.79% against 3.31% for SCHD.
Holdings Overlap
GSEU and SCHD share 0 holdings out of 447 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GSEU or SCHD?
GSEU has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, GSEU or SCHD?
Over the past year GSEU returned +23.39% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), GSEU annualized +8.31% vs +11.35% for SCHD. Past performance does not guarantee future results.
Which is riskier, GSEU or SCHD?
GSEU has been the more volatile fund at 16.1% annualized versus 13.6% for SCHD. Worst drawdown: GSEU -39.4% vs SCHD -33.4%.
Should I hold both GSEU and SCHD?
GSEU and SCHD have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GSEU and SCHD?
GSEU and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 447 unique securities.
Which pays a higher dividend, GSEU or SCHD?
GSEU yields 2.79% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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