GDIV vs VOO

Quick Verdict

VOO has a lower expense ratio. GDIV delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: GDIVMore Diversified: VOO

Side-by-Side Comparison

MetricGDIVVOOWinner
Expense Ratio0.50%0.03%
AUM$236M$979.0B
Dividend Yield1.14%1.09%
Holdings50509
YTD Return+14.45%+13.80%
1Y Return+24.68%+23.71%
3Y Return (annualized)+16.22%+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)14.2%14.1%
Max Drawdown-18.9%-34.3%
Fund FamilyHarbor FundsVanguard (US)
CategoryEquityEquity
InceptionApr 29, 2010Sep 7, 2010

GDIV vs VOO Performance

Harbor Dividend Growth Leaders ETF (GDIV) is a ETF from Harbor Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year GDIV returned +24.68% while VOO returned +23.71%. Year to date, GDIV is up 14.45% versus a gain of 13.80% for VOO.

Over three years, GDIV compounded at +16.22% per year against +21.50% for VOO. Across the full 4-year window we track, VOO has the edge at +13.58% annualized vs +12.95%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GDIV has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.9% for GDIV and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GDIV charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, GDIV currently yields 1.14% against 1.09% for VOO.

Holdings Overlap

23.2%overlap

GDIV and VOO share 38 holdings out of 518 unique holdings combined, representing a 23.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GDIVWeight in VOODifference
AAPL5.58%6.59%1.01%
NVDA3.08%7.51%4.43%
MSFT2.32%4.30%1.98%
LLYProProPro
AVGOProProPro
JNJProProPro
BACProProPro
WMBProProPro
KOProProPro
WMTProProPro
See all 10 holdings GDIV shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, GDIV or VOO?

GDIV has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, GDIV or VOO?

Over the past year GDIV returned +24.68% vs +23.71% for VOO, so GDIV leads on 1-year performance. Over the longest common window we track (4 years), GDIV annualized +12.95% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, GDIV or VOO?

GDIV has been the more volatile fund at 14.2% annualized versus 14.1% for VOO. Worst drawdown: GDIV -18.9% vs VOO -34.3%.

Should I hold both GDIV and VOO?

GDIV and VOO have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between GDIV and VOO?

GDIV and VOO share 38 common holdings with a 23.2% weight overlap. Combined, they hold 518 unique securities.

Which pays a higher dividend, GDIV or VOO?

GDIV yields 1.14% while VOO yields 1.09%, so GDIV currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →