GDIV vs IVV

Quick Verdict

IVV has a lower expense ratio. GDIV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: GDIVMore Diversified: IVV

Side-by-Side Comparison

MetricGDIVIVVWinner
Expense Ratio0.50%0.03%
AUM$236M$865.2B
Dividend Yield1.14%1.09%
Holdings50508
YTD Return+14.45%+13.80%
1Y Return+24.68%+23.70%
3Y Return (annualized)+16.22%+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)14.2%15.1%
Max Drawdown-18.9%-56.5%
Fund FamilyHarbor FundsiShares by BlackRock (US)
CategoryEquityEquity
InceptionApr 29, 2010May 15, 2000

GDIV vs IVV Performance

Harbor Dividend Growth Leaders ETF (GDIV) is a ETF from Harbor Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year GDIV returned +24.68% while IVV returned +23.70%. Year to date, GDIV is up 14.45% versus a gain of 13.80% for IVV.

Over three years, GDIV compounded at +16.22% per year against +21.49% for IVV. Across the full 4-year window we track, GDIV has the edge at +12.95% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.2% for GDIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.9% for GDIV and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

GDIV charges 0.50% per year while IVV charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, GDIV currently yields 1.14% against 1.09% for IVV.

Holdings Overlap

23.2%overlap

GDIV and IVV share 38 holdings out of 518 unique holdings combined, representing a 23.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GDIVWeight in IVVDifference
AAPL5.58%7.44%1.86%
NVDA3.08%7.76%4.68%
MSFT2.32%4.57%2.25%
LLYProProPro
AVGOProProPro
JNJProProPro
BACProProPro
WMBProProPro
KOProProPro
WMTProProPro
See all 10 holdings GDIV shares with IVV
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Frequently Asked Questions

Which is cheaper, GDIV or IVV?

GDIV has an expense ratio of 0.50% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, GDIV or IVV?

Over the past year GDIV returned +24.68% vs +23.70% for IVV, so GDIV leads on 1-year performance. Over the longest common window we track (4 years), GDIV annualized +12.95% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, GDIV or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 14.2% for GDIV. Worst drawdown: GDIV -18.9% vs IVV -56.5%.

Should I hold both GDIV and IVV?

GDIV and IVV have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between GDIV and IVV?

GDIV and IVV share 38 common holdings with a 23.2% weight overlap. Combined, they hold 518 unique securities.

Which pays a higher dividend, GDIV or IVV?

GDIV yields 1.14% while IVV yields 1.09%, so GDIV currently pays the higher dividend yield.

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