FYEE vs SCHD

Quick Verdict

FYEE has a lower expense ratio. SCHD delivered stronger 1-year returns. FYEE offers more diversification with 175 holdings.

Lower Fees: FYEEHigher Returns: SCHDMore Diversified: FYEE

Side-by-Side Comparison

MetricFYEESCHDWinner
Expense Ratio0.00%0.06%
AUM$199M$103.7B
Dividend Yield8.53%3.31%
Holdings170104
YTD Return+4.56%+23.31%
1Y Return+14.08%+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)9.9%13.6%
Max Drawdown-18.8%-33.4%
Fund FamilyFidelity Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionApr 9, 2024Oct 20, 2011

FYEE vs SCHD Performance

Fidelity Yield Enhanced Equity ETF (FYEE) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FYEE returned +14.08% while SCHD returned +30.42%. Year to date, FYEE is up 4.56% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 9.9% for FYEE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for FYEE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FYEE charges 0.00% per year while SCHD charges 0.06%. On a $10,000 position that is $0 vs $6 annually, a gap of $6 per year that compounds over a long holding period. On income, FYEE currently yields 8.53% against 3.31% for SCHD.

Holdings Overlap

5.8%overlap

FYEE and SCHD share 12 holdings out of 263 unique holdings combined, representing a 5.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FYEEWeight in SCHDDifference
UNH0.87%4.54%3.67%
ABT0.67%4.49%3.82%
MRK0.66%4.32%3.66%
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Frequently Asked Questions

Which is cheaper, FYEE or SCHD?

FYEE has an expense ratio of 0.00% while SCHD charges 0.06%. FYEE is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, FYEE or SCHD?

Over the past year FYEE returned +14.08% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), FYEE annualized +13.57% vs +11.34% for SCHD. Past performance does not guarantee future results.

Which is riskier, FYEE or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 9.9% for FYEE. Worst drawdown: FYEE -18.8% vs SCHD -33.4%.

Should I hold both FYEE and SCHD?

FYEE and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FYEE and SCHD?

FYEE and SCHD share 12 common holdings with a 5.8% weight overlap. Combined, they hold 263 unique securities.

Which pays a higher dividend, FYEE or SCHD?

FYEE yields 8.53% while SCHD yields 3.31%, so FYEE currently pays the higher dividend yield.

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