FTNJ vs VYM
FTNJ vs VYM
Franklin New Jersey Municipal Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | FTNJ | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.04% | |
| AUM | $171M | $79.0B | |
| Dividend Yield | 2.36% | 2.86% | |
| Holdings | 142 | 568 | |
| YTD Return | +0.84% | +15.45% | |
| 1Y Return | - | +26.05% | |
| 3Y Return (annualized) | - | +17.96% | |
| 5Y Return (annualized) | - | +12.54% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -2.7% | -58.8% | |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 20, 1990 | Nov 10, 2006 |
FTNJ vs VYM Performance
Franklin New Jersey Municipal Income ETF (FTNJ) is a ETF from Franklin Templeton Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, FTNJ is up 0.84% versus a gain of 15.45% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.7% for FTNJ and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FTNJ charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, FTNJ currently yields 2.36% against 2.86% for VYM.
Holdings Overlap
FTNJ and VYM share 0 holdings out of 604 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FTNJ or VYM?
FTNJ has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
What is the holdings overlap between FTNJ and VYM?
FTNJ and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 604 unique securities.
Which pays a higher dividend, FTNJ or VYM?
FTNJ yields 2.36% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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