FTNJ vs IVV
FTNJ vs IVV
Franklin New Jersey Municipal Income ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | FTNJ | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $171M | $865.2B | |
| Dividend Yield | 2.36% | 1.09% | |
| Holdings | 142 | 508 | |
| YTD Return | +0.84% | +13.31% | |
| 1Y Return | - | +24.00% | |
| 3Y Return (annualized) | - | +21.16% | |
| 5Y Return (annualized) | - | +13.34% | |
| Volatility (annualized) | - | 15.1% | |
| Max Drawdown | -2.7% | -56.5% | |
| Fund Family | Franklin Templeton Investments (US) | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 20, 1990 | May 15, 2000 |
FTNJ vs IVV Performance
Franklin New Jersey Municipal Income ETF (FTNJ) is a ETF from Franklin Templeton Investments (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Year to date, FTNJ is up 0.84% versus a gain of 13.31% for IVV.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.7% for FTNJ and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FTNJ charges 0.35% per year while IVV charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, FTNJ currently yields 2.36% against 1.09% for IVV.
Holdings Overlap
FTNJ and IVV share 0 holdings out of 551 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FTNJ or IVV?
FTNJ has an expense ratio of 0.35% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
What is the holdings overlap between FTNJ and IVV?
FTNJ and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 551 unique securities.
Which pays a higher dividend, FTNJ or IVV?
FTNJ yields 2.36% while IVV yields 1.09%, so FTNJ currently pays the higher dividend yield.
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