FTCS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricFTCSSCHDWinner
Expense Ratio0.52%0.06%
AUM$7.8B$103.7B
Dividend Yield1.11%3.31%
Holdings51104
YTD Return+8.92%+24.26%
1Y Return+11.00%+31.38%
3Y Return (annualized)+11.02%+15.08%
5Y Return (annualized)+6.38%+9.72%
Volatility (annualized)15.6%13.6%
Max Drawdown-54.1%-33.4%
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionJul 6, 2006Oct 20, 2011

FTCS vs SCHD Performance

First Trust Capital Strength ETF (FTCS) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FTCS returned +11.00% while SCHD returned +31.38%. Year to date, FTCS is up 8.92% versus a gain of 24.26% for SCHD.

Over three years, FTCS compounded at +11.02% per year against +15.08% for SCHD; over five years the annualized figures are +6.38% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +8.75%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FTCS has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -54.1% for FTCS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FTCS charges 0.52% per year while SCHD charges 0.06%. On a $10,000 position that is $52 vs $6 annually, a gap of $46 per year that compounds over a long holding period. On income, FTCS currently yields 1.11% against 3.31% for SCHD.

Holdings Overlap

20.8%overlap

FTCS and SCHD share 13 holdings out of 137 unique holdings combined, representing a 20.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FTCSWeight in SCHDDifference
MRK2.08%4.32%2.24%
AMGN2.03%4.25%2.22%
KO2.16%4.08%1.92%
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Frequently Asked Questions

Which is cheaper, FTCS or SCHD?

FTCS has an expense ratio of 0.52% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, FTCS or SCHD?

Over the past year FTCS returned +11.00% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), FTCS annualized +8.75% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, FTCS or SCHD?

FTCS has been the more volatile fund at 15.6% annualized versus 13.6% for SCHD. Worst drawdown: FTCS -54.1% vs SCHD -33.4%.

Should I hold both FTCS and SCHD?

FTCS and SCHD have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FTCS and SCHD?

FTCS and SCHD share 13 common holdings with a 20.8% weight overlap. Combined, they hold 137 unique securities.

Which pays a higher dividend, FTCS or SCHD?

FTCS yields 1.11% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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