FOPC vs VYM
FOPC vs VYM
Frontier Asset Opportunistic Credit ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | FOPC | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.87% | 0.04% | |
| AUM | $33M | $79.0B | |
| Dividend Yield | 4.21% | 2.86% | |
| Holdings | 9 | 568 | |
| YTD Return | +0.45% | +15.80% | |
| 1Y Return | +2.58% | +26.12% | |
| 3Y Return (annualized) | - | +18.25% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 2.3% | 14.6% | |
| Max Drawdown | -2.2% | -58.8% | |
| Fund Family | Frontier Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 19, 2024 | Nov 10, 2006 |
FOPC vs VYM Performance
Frontier Asset Opportunistic Credit ETF (FOPC) is a ETF from Frontier Asset Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FOPC returned +2.58% while VYM returned +26.12%. Year to date, FOPC is up 0.45% versus a gain of 15.80% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 2.3% for FOPC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.2% for FOPC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FOPC charges 0.87% per year while VYM charges 0.04%. On a $10,000 position that is $87 vs $4 annually, a gap of $83 per year that compounds over a long holding period. On income, FOPC currently yields 4.21% against 2.86% for VYM.
Holdings Overlap
FOPC and VYM share 0 holdings out of 566 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FOPC or VYM?
FOPC has an expense ratio of 0.87% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
Which performed better, FOPC or VYM?
Over the past year FOPC returned +2.58% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), FOPC annualized +4.20% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, FOPC or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 2.3% for FOPC. Worst drawdown: FOPC -2.2% vs VYM -58.8%.
Should I hold both FOPC and VYM?
FOPC and VYM have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FOPC and VYM?
FOPC and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 566 unique securities.
Which pays a higher dividend, FOPC or VYM?
FOPC yields 4.21% while VYM yields 2.86%, so FOPC currently pays the higher dividend yield.
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