FLRT vs QQQ
FLRT vs QQQ
Pacer Aristotle Pacific Floating Rate High Income ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. FLRT offers more diversification with 176 holdings.
Side-by-Side Comparison
| Metric | FLRT | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.18% | |
| AUM | $657M | $455.8B | |
| Dividend Yield | 6.77% | 0.41% | |
| Holdings | 274 | 108 | |
| YTD Return | +2.34% | +14.45% | |
| 1Y Return | +5.09% | +24.70% | |
| 3Y Return (annualized) | +7.90% | +24.19% | |
| 5Y Return (annualized) | +6.08% | +14.49% | |
| Volatility (annualized) | 5.3% | 30.6% | |
| Max Drawdown | -25.8% | -83.0% | |
| Fund Family | Pacer ETFs | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 18, 2015 | Mar 10, 1999 |
FLRT vs QQQ Performance
Pacer Aristotle Pacific Floating Rate High Income ETF (FLRT) is a ETF from Pacer ETFs and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year FLRT returned +5.09% while QQQ returned +24.70%. Year to date, FLRT is up 2.34% versus a gain of 14.45% for QQQ.
Over three years, FLRT compounded at +7.90% per year against +24.19% for QQQ; over five years the annualized figures are +6.08% and +14.49% respectively. Across the full 12-year window we track, QQQ has the edge at +12.98% annualized vs +2.52%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.3% for FLRT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.8% for FLRT and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FLRT charges 0.60% per year while QQQ charges 0.18%. On a $10,000 position that is $60 vs $18 annually, a gap of $42 per year that compounds over a long holding period. On income, FLRT currently yields 6.77% against 0.41% for QQQ.
Holdings Overlap
FLRT and QQQ share 0 holdings out of 279 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FLRT or QQQ?
FLRT has an expense ratio of 0.60% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, FLRT or QQQ?
Over the past year FLRT returned +5.09% vs +24.70% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (12 years), FLRT annualized +2.52% vs +12.98% for QQQ. Past performance does not guarantee future results.
Which is riskier, FLRT or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 5.3% for FLRT. Worst drawdown: FLRT -25.8% vs QQQ -83.0%.
Should I hold both FLRT and QQQ?
FLRT and QQQ have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLRT and QQQ?
FLRT and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 279 unique securities.
Which pays a higher dividend, FLRT or QQQ?
FLRT yields 6.77% while QQQ yields 0.41%, so FLRT currently pays the higher dividend yield.
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