FLCG vs SCHD
FLCG vs SCHD
Federated Hermes MDT Large Cap Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. FLCG offers more diversification with 101 holdings.
Side-by-Side Comparison
| Metric | FLCG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $568M | $103.7B | |
| Dividend Yield | 0.05% | 3.31% | |
| Holdings | 99 | 104 | |
| YTD Return | +7.23% | +24.26% | |
| 1Y Return | +13.48% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 15.9% | 13.6% | |
| Max Drawdown | -22.9% | -33.4% | |
| Fund Family | Federated Hermes | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 30, 2024 | Oct 20, 2011 |
FLCG vs SCHD Performance
Federated Hermes MDT Large Cap Growth ETF (FLCG) is a ETF from Federated Hermes and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FLCG returned +13.48% while SCHD returned +31.38%. Year to date, FLCG is up 7.23% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
FLCG has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.9% for FLCG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FLCG charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, FLCG currently yields 0.05% against 3.31% for SCHD.
Holdings Overlap
FLCG and SCHD share 4 holdings out of 197 unique holdings combined, representing a 0.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FLCG | Weight in SCHD | Difference |
|---|---|---|---|
| AMGN | 0.52% | 4.25% | 3.73% |
| TXN | 0.24% | 3.70% | 3.46% |
| QCOM | 0.09% | 2.72% | 2.63% |
| WU | Pro | Pro | Pro |
See all 4 holdings FLCG shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FLCG or SCHD?
FLCG has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, FLCG or SCHD?
Over the past year FLCG returned +13.48% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), FLCG annualized +18.50% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, FLCG or SCHD?
FLCG has been the more volatile fund at 15.9% annualized versus 13.6% for SCHD. Worst drawdown: FLCG -22.9% vs SCHD -33.4%.
Should I hold both FLCG and SCHD?
FLCG and SCHD have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLCG and SCHD?
FLCG and SCHD share 4 common holdings with a 0.9% weight overlap. Combined, they hold 197 unique securities.
Which pays a higher dividend, FLCG or SCHD?
FLCG yields 0.05% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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