FHEQ vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. FHEQ offers more diversification with 168 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: FHEQ

Side-by-Side Comparison

MetricFHEQSCHDWinner
Expense Ratio0.48%0.06%
AUM$897M$103.7B
Dividend Yield0.55%3.31%
Holdings172104
YTD Return+11.13%+24.08%
1Y Return+18.25%+31.88%
3Y Return (annualized)-+14.92%
5Y Return (annualized)-+9.85%
Volatility (annualized)9.7%13.6%
Max Drawdown-11.1%-33.4%
Fund FamilyFidelity Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionApr 9, 2024Oct 20, 2011

FHEQ vs SCHD Performance

Fidelity Hedged Equity ETF (FHEQ) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FHEQ returned +18.25% while SCHD returned +31.88%. Year to date, FHEQ is up 11.13% versus a gain of 24.08% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 9.7% for FHEQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.1% for FHEQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FHEQ charges 0.48% per year while SCHD charges 0.06%. On a $10,000 position that is $48 vs $6 annually, a gap of $42 per year that compounds over a long holding period. On income, FHEQ currently yields 0.55% against 3.31% for SCHD.

Holdings Overlap

6.2%overlap

FHEQ and SCHD share 13 holdings out of 255 unique holdings combined, representing a 6.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FHEQWeight in SCHDDifference
UNH0.66%4.54%3.88%
ABT0.65%4.49%3.84%
PG0.42%4.15%3.73%
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Frequently Asked Questions

Which is cheaper, FHEQ or SCHD?

FHEQ has an expense ratio of 0.48% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, FHEQ or SCHD?

Over the past year FHEQ returned +18.25% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), FHEQ annualized +15.34% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, FHEQ or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 9.7% for FHEQ. Worst drawdown: FHEQ -11.1% vs SCHD -33.4%.

Should I hold both FHEQ and SCHD?

FHEQ and SCHD have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FHEQ and SCHD?

FHEQ and SCHD share 13 common holdings with a 6.2% weight overlap. Combined, they hold 255 unique securities.

Which pays a higher dividend, FHEQ or SCHD?

FHEQ yields 0.55% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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