FFLC vs VXUS
FFLC vs VXUS
Fidelity Fundamental Large Cap Core ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | FFLC | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.38% | 0.05% | |
| AUM | $1.2B | $156.5B | |
| Dividend Yield | 0.99% | 2.60% | |
| Holdings | 111 | 8,747 | |
| YTD Return | +12.47% | +13.65% | |
| 1Y Return | +21.72% | +28.53% | |
| 3Y Return (annualized) | +21.78% | +18.64% | |
| 5Y Return (annualized) | +16.87% | +9.00% | |
| Volatility (annualized) | 16.0% | 15.1% | |
| Max Drawdown | -19.7% | -39.9% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 2, 2020 | Jan 26, 2011 |
FFLC vs VXUS Performance
Fidelity Fundamental Large Cap Core ETF (FFLC) is a ETF from Fidelity Investments (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year FFLC returned +21.72% while VXUS returned +28.53%. Year to date, FFLC is up 12.47% versus a gain of 13.65% for VXUS.
Over three years, FFLC compounded at +21.78% per year against +18.64% for VXUS; over five years the annualized figures are +16.87% and +9.00% respectively. Across the full 6-year window we track, FFLC has the edge at +20.26% annualized vs +4.81%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FFLC has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for FFLC and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FFLC charges 0.38% per year while VXUS charges 0.05%. On a $10,000 position that is $38 vs $5 annually, a gap of $33 per year that compounds over a long holding period. On income, FFLC currently yields 0.99% against 2.60% for VXUS.
Holdings Overlap
FFLC and VXUS share 7 holdings out of 7958 unique holdings combined, representing a 1.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FFLC | Weight in VXUS | Difference |
|---|---|---|---|
| SHEL | 1.35% | 0.54% | 0.81% |
| BATS:LN | 0.91% | 0.30% | 0.61% |
| IMO:CA | 0.96% | 0.04% | 0.92% |
| BESI:AS | Pro | Pro | Pro |
| SRE | Pro | Pro | Pro |
| FNV:CA | Pro | Pro | Pro |
| UCB:BR | Pro | Pro | Pro |
See all 7 holdings FFLC shares with VXUS Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FFLC or VXUS?
FFLC has an expense ratio of 0.38% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, FFLC or VXUS?
Over the past year FFLC returned +21.72% vs +28.53% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), FFLC annualized +20.26% vs +4.81% for VXUS. Past performance does not guarantee future results.
Which is riskier, FFLC or VXUS?
FFLC has been the more volatile fund at 16.0% annualized versus 15.1% for VXUS. Worst drawdown: FFLC -19.7% vs VXUS -39.9%.
Should I hold both FFLC and VXUS?
FFLC and VXUS have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FFLC and VXUS?
FFLC and VXUS share 7 common holdings with a 1.1% weight overlap. Combined, they hold 7958 unique securities.
Which pays a higher dividend, FFLC or VXUS?
FFLC yields 0.99% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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