EURL vs VYM

Quick Verdict

VYM has a lower expense ratio. EURL delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: EURLMore Diversified: VYM

Side-by-Side Comparison

MetricEURLVYMWinner
Expense Ratio1.04%0.04%
AUM$51M$79.0B
Dividend Yield1.59%2.86%
Holdings9568
YTD Return+23.18%+15.80%
1Y Return+57.43%+26.12%
3Y Return (annualized)+36.09%+18.25%
5Y Return (annualized)+8.24%+12.51%
Volatility (annualized)49.6%14.6%
Max Drawdown-85.2%-58.8%
Fund FamilyDirexion Shares ETF TrustVanguard (US)
CategoryAlternativeEquity
InceptionJan 22, 2014Nov 10, 2006

EURL vs VYM Performance

Direxion Daily FTSE Europe Bull 3X ETF (EURL) is a ETF from Direxion Shares ETF Trust and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EURL returned +57.43% while VYM returned +26.12%. Year to date, EURL is up 23.18% versus a gain of 15.80% for VYM.

Over three years, EURL compounded at +36.09% per year against +18.25% for VYM; over five years the annualized figures are +8.24% and +12.51% respectively. Across the full 13-year window we track, VYM has the edge at +7.07% annualized vs +2.94%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EURL has been the more volatile fund, with annualized monthly volatility of 49.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -85.2% for EURL and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EURL charges 1.04% per year while VYM charges 0.04%. On a $10,000 position that is $104 vs $4 annually, a gap of $100 per year that compounds over a long holding period. On income, EURL currently yields 1.59% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

EURL and VYM share 0 holdings out of 562 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EURL or VYM?

EURL has an expense ratio of 1.04% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $100 per year of difference.

Which performed better, EURL or VYM?

Over the past year EURL returned +57.43% vs +26.12% for VYM, so EURL leads on 1-year performance. Over the longest common window we track (13 years), EURL annualized +2.94% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, EURL or VYM?

EURL has been the more volatile fund at 49.6% annualized versus 14.6% for VYM. Worst drawdown: EURL -85.2% vs VYM -58.8%.

Should I hold both EURL and VYM?

EURL and VYM have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EURL and VYM?

EURL and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 562 unique securities.

Which pays a higher dividend, EURL or VYM?

EURL yields 1.59% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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