ESUM vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ESUM offers more diversification with 197 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: ESUM

Side-by-Side Comparison

MetricESUMSCHDWinner
Expense Ratio0.39%0.06%
AUM$183M$103.7B
Dividend Yield0.97%3.31%
Holdings198104
YTD Return+12.48%+23.02%
1Y Return+15.50%+30.75%
3Y Return (annualized)-+14.89%
5Y Return (annualized)-+9.38%
Volatility (annualized)11.6%13.6%
Max Drawdown-17.7%-33.4%
Fund FamilyEventideCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 17, 2024Oct 20, 2011

ESUM vs SCHD Performance

Eventide US Market ETF (ESUM) is a ETF from Eventide and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ESUM returned +15.50% while SCHD returned +30.75%. Year to date, ESUM is up 12.48% versus a gain of 23.02% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.6% for ESUM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.7% for ESUM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ESUM charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, ESUM currently yields 0.97% against 3.31% for SCHD.

Holdings Overlap

8.6%overlap

ESUM and SCHD share 13 holdings out of 284 unique holdings combined, representing a 8.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ESUMWeight in SCHDDifference
HD1.50%4.16%2.66%
AMGN0.96%4.25%3.29%
ADP1.53%2.54%1.01%
COPProProPro
QCOMProProPro
FITBProProPro
FASTProProPro
PAYXProProPro
RFProProPro
CINFProProPro
See all 10 holdings ESUM shares with SCHD
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Frequently Asked Questions

Which is cheaper, ESUM or SCHD?

ESUM has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

Which performed better, ESUM or SCHD?

Over the past year ESUM returned +15.50% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), ESUM annualized +15.53% vs +11.33% for SCHD. Past performance does not guarantee future results.

Which is riskier, ESUM or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 11.6% for ESUM. Worst drawdown: ESUM -17.7% vs SCHD -33.4%.

Should I hold both ESUM and SCHD?

ESUM and SCHD have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ESUM and SCHD?

ESUM and SCHD share 13 common holdings with a 8.6% weight overlap. Combined, they hold 284 unique securities.

Which pays a higher dividend, ESUM or SCHD?

ESUM yields 0.97% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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