EQAL vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EQAL offers more diversification with 951 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: EQAL

Side-by-Side Comparison

MetricEQALSCHDWinner
Expense Ratio0.20%0.06%
AUM$816M$103.7B
Dividend Yield1.69%3.31%
Holdings992104
YTD Return+15.40%+24.08%
1Y Return+23.95%+31.88%
3Y Return (annualized)+14.24%+14.92%
5Y Return (annualized)+7.94%+9.85%
Volatility (annualized)17.2%13.6%
Max Drawdown-40.9%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionDec 23, 2014Oct 20, 2011

EQAL vs SCHD Performance

Invesco Russell 1000 Equal Weight ETF (EQAL) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EQAL returned +23.95% while SCHD returned +31.88%. Year to date, EQAL is up 15.40% versus a gain of 24.08% for SCHD.

Over three years, EQAL compounded at +14.24% per year against +14.92% for SCHD; over five years the annualized figures are +7.94% and +9.85% respectively. Across the full 12-year window we track, SCHD has the edge at +11.39% annualized vs +8.68%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EQAL has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.9% for EQAL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

EQAL charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, EQAL currently yields 1.69% against 3.31% for SCHD.

Holdings Overlap

6.7%overlap

EQAL and SCHD share 58 holdings out of 993 unique holdings combined, representing a 6.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EQALWeight in SCHDDifference
UNH0.09%4.54%4.45%
ABT0.09%4.49%4.40%
MRK0.10%4.32%4.22%
AMGNProProPro
PGProProPro
KOProProPro
HDProProPro
CVXProProPro
VZProProPro
COPProProPro
See all 10 holdings EQAL shares with SCHD
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Frequently Asked Questions

Which is cheaper, EQAL or SCHD?

EQAL has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, EQAL or SCHD?

Over the past year EQAL returned +23.95% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), EQAL annualized +8.68% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, EQAL or SCHD?

EQAL has been the more volatile fund at 17.2% annualized versus 13.6% for SCHD. Worst drawdown: EQAL -40.9% vs SCHD -33.4%.

Should I hold both EQAL and SCHD?

EQAL and SCHD have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between EQAL and SCHD?

EQAL and SCHD share 58 common holdings with a 6.7% weight overlap. Combined, they hold 993 unique securities.

Which pays a higher dividend, EQAL or SCHD?

EQAL yields 1.69% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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