EOS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricEOSSCHDWinner
Expense Ratio1.09%0.06%
AUM$850M$103.7B
Dividend Yield7.58%3.31%
Holdings96104
YTD Return-1.00%+23.53%
1Y Return-1.31%+30.95%
3Y Return (annualized)+15.13%+14.72%
5Y Return (annualized)+6.52%+9.56%
Volatility (annualized)18.2%13.6%
Max Drawdown-63.6%-33.4%
Fund FamilyEaton VanceCharles Schwab Asset Management
CategoryEquityEquity
InceptionJan 26, 2005Oct 20, 2011

EOS vs SCHD Performance

Eaton Vance Enhanced Equity Income Fund II (EOS) is a ETF from Eaton Vance and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EOS returned -1.31% while SCHD returned +30.95%. Year to date, EOS is down 1.00% versus a gain of 23.53% for SCHD.

Over three years, EOS compounded at +15.13% per year against +14.72% for SCHD; over five years the annualized figures are +6.52% and +9.56% respectively. Across the full 15-year window we track, SCHD has the edge at +11.35% annualized vs +2.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EOS has been the more volatile fund, with annualized monthly volatility of 18.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.6% for EOS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EOS charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, EOS currently yields 7.58% against 3.31% for SCHD.

Holdings Overlap

2.3%overlap

EOS and SCHD share 3 holdings out of 146 unique holdings combined, representing a 2.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EOSWeight in SCHDDifference
KO1.41%4.08%2.67%
MRK0.43%4.32%3.89%
HD0.49%4.16%3.67%

Frequently Asked Questions

Which is cheaper, EOS or SCHD?

EOS has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $103 per year of difference.

Which performed better, EOS or SCHD?

Over the past year EOS returned -1.31% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EOS annualized +2.41% vs +11.35% for SCHD. Past performance does not guarantee future results.

Which is riskier, EOS or SCHD?

EOS has been the more volatile fund at 18.2% annualized versus 13.6% for SCHD. Worst drawdown: EOS -63.6% vs SCHD -33.4%.

Should I hold both EOS and SCHD?

EOS and SCHD have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EOS and SCHD?

EOS and SCHD share 3 common holdings with a 2.3% weight overlap. Combined, they hold 146 unique securities.

Which pays a higher dividend, EOS or SCHD?

EOS yields 7.58% while SCHD yields 3.31%, so EOS currently pays the higher dividend yield.

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