EMTL vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricEMTLVYMWinner
Expense Ratio0.65%0.04%
AUM$67M$79.0B
Dividend Yield4.95%2.86%
Holdings119568
YTD Return-1.71%+13.82%
1Y Return+1.23%+24.08%
3Y Return (annualized)+5.65%+17.72%
5Y Return (annualized)+1.03%+12.13%
Volatility (annualized)7.1%14.6%
Max Drawdown-22.9%-58.8%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionApr 13, 2016Nov 10, 2006

EMTL vs VYM Performance

State Street DoubleLine Emerging Markets Fixed Income ETF (EMTL) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EMTL returned +1.23% while VYM returned +24.08%. Year to date, EMTL is down 1.71% versus a gain of 13.82% for VYM.

Over three years, EMTL compounded at +5.65% per year against +17.72% for VYM; over five years the annualized figures are +1.03% and +12.13% respectively. Across the full 10-year window we track, VYM has the edge at +6.98% annualized vs +3.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.1% for EMTL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.9% for EMTL and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EMTL charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, EMTL currently yields 4.95% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

EMTL and VYM share 0 holdings out of 672 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EMTL or VYM?

EMTL has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, EMTL or VYM?

Over the past year EMTL returned +1.23% vs +24.08% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (10 years), EMTL annualized +3.11% vs +6.98% for VYM. Past performance does not guarantee future results.

Which is riskier, EMTL or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 7.1% for EMTL. Worst drawdown: EMTL -22.9% vs VYM -58.8%.

Should I hold both EMTL and VYM?

EMTL and VYM have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMTL and VYM?

EMTL and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 672 unique securities.

Which pays a higher dividend, EMTL or VYM?

EMTL yields 4.95% while VYM yields 2.86%, so EMTL currently pays the higher dividend yield.

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