EMCB vs SCHD
EMCB vs SCHD
WisdomTree Emerging Markets Corporate Bond Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EMCB offers more diversification with 115 holdings.
Side-by-Side Comparison
| Metric | EMCB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.61% | 0.06% | |
| AUM | $99M | $103.7B | |
| Dividend Yield | 5.36% | 3.31% | |
| Holdings | 200 | 104 | |
| YTD Return | +1.79% | +23.31% | |
| 1Y Return | +5.01% | +30.42% | |
| 3Y Return (annualized) | +7.52% | +14.66% | |
| 5Y Return (annualized) | +2.14% | +9.59% | |
| Volatility (annualized) | 7.4% | 13.6% | |
| Max Drawdown | -29.0% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Mar 8, 2012 | Oct 20, 2011 |
EMCB vs SCHD Performance
WisdomTree Emerging Markets Corporate Bond Fund (EMCB) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EMCB returned +5.01% while SCHD returned +30.42%. Year to date, EMCB is up 1.79% versus a gain of 23.31% for SCHD.
Over three years, EMCB compounded at +7.52% per year against +14.66% for SCHD; over five years the annualized figures are +2.14% and +9.59% respectively. Across the full 14-year window we track, SCHD has the edge at +11.34% annualized vs +0.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.4% for EMCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.0% for EMCB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EMCB charges 0.61% per year while SCHD charges 0.06%. On a $10,000 position that is $61 vs $6 annually, a gap of $55 per year that compounds over a long holding period. On income, EMCB currently yields 5.36% against 3.31% for SCHD.
Holdings Overlap
EMCB and SCHD share 0 holdings out of 215 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EMCB or SCHD?
EMCB has an expense ratio of 0.61% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $55 per year of difference.
Which performed better, EMCB or SCHD?
Over the past year EMCB returned +5.01% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), EMCB annualized +0.92% vs +11.34% for SCHD. Past performance does not guarantee future results.
Which is riskier, EMCB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 7.4% for EMCB. Worst drawdown: EMCB -29.0% vs SCHD -33.4%.
Should I hold both EMCB and SCHD?
EMCB and SCHD have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EMCB and SCHD?
EMCB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 215 unique securities.
Which pays a higher dividend, EMCB or SCHD?
EMCB yields 5.36% while SCHD yields 3.31%, so EMCB currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.