ECAT vs IVV
ECAT vs IVV
BlackRock ESG Capital Allocation Term Trust vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. ECAT offers more diversification with 550 holdings.
Side-by-Side Comparison
| Metric | ECAT | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 1.43% | 0.03% | |
| AUM | $1.5B | $865.2B | |
| Dividend Yield | 21.30% | 1.09% | |
| Holdings | 1,008 | 508 | |
| YTD Return | +12.96% | +13.13% | |
| 1Y Return | +16.65% | +22.90% | |
| 3Y Return (annualized) | +19.55% | +21.08% | |
| 5Y Return (annualized) | - | +13.27% | |
| Volatility (annualized) | 17.7% | 15.1% | |
| Max Drawdown | -32.2% | -56.5% | |
| Fund Family | BlackRock, Inc. (US) | iShares by BlackRock (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Sep 28, 2021 | May 15, 2000 |
ECAT vs IVV Performance
BlackRock ESG Capital Allocation Term Trust (ECAT) is a ETF from BlackRock, Inc. (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ECAT returned +16.65% while IVV returned +22.90%. Year to date, ECAT is up 12.96% versus a gain of 13.13% for IVV.
Over three years, ECAT compounded at +19.55% per year against +21.08% for IVV. Across the full 5-year window we track, ECAT has the edge at +9.47% annualized vs +7.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ECAT has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.2% for ECAT and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ECAT charges 1.43% per year while IVV charges 0.03%. On a $10,000 position that is $143 vs $3 annually, a gap of $140 per year that compounds over a long holding period. On income, ECAT currently yields 21.30% against 1.09% for IVV.
Holdings Overlap
ECAT and IVV share 83 holdings out of 972 unique holdings combined, representing a 33.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ECAT | Weight in IVV | Difference |
|---|---|---|---|
| NVDA | 4.02% | 7.76% | 3.74% |
| AAPL | 2.61% | 7.44% | 4.83% |
| MSFT | 3.85% | 4.57% | 0.72% |
| GOOG | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| JPM:US | Pro | Pro | Pro |
See all 10 holdings ECAT shares with IVV Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ECAT or IVV?
ECAT has an expense ratio of 1.43% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $140 per year of difference.
Which performed better, ECAT or IVV?
Over the past year ECAT returned +16.65% vs +22.90% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (5 years), ECAT annualized +9.47% vs +7.02% for IVV. Past performance does not guarantee future results.
Which is riskier, ECAT or IVV?
ECAT has been the more volatile fund at 17.7% annualized versus 15.1% for IVV. Worst drawdown: ECAT -32.2% vs IVV -56.5%.
Should I hold both ECAT and IVV?
ECAT and IVV have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ECAT and IVV?
ECAT and IVV share 83 common holdings with a 33.8% weight overlap. Combined, they hold 972 unique securities.
Which pays a higher dividend, ECAT or IVV?
ECAT yields 21.30% while IVV yields 1.09%, so ECAT currently pays the higher dividend yield.
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