DYTA vs SCHD
DYTA vs SCHD
SGI Dynamic Tactical ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | DYTA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.32% | 0.06% | |
| AUM | $104M | $103.7B | |
| Dividend Yield | 1.51% | 3.31% | |
| Holdings | 8 | 104 | |
| YTD Return | +9.44% | +23.31% | |
| 1Y Return | +15.02% | +30.42% | |
| 3Y Return (annualized) | +11.27% | +14.66% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 10.2% | 13.6% | |
| Max Drawdown | -9.7% | -33.4% | |
| Fund Family | Summit Global Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 30, 2023 | Oct 20, 2011 |
DYTA vs SCHD Performance
SGI Dynamic Tactical ETF (DYTA) is a ETF from Summit Global Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DYTA returned +15.02% while SCHD returned +30.42%. Year to date, DYTA is up 9.44% versus a gain of 23.31% for SCHD.
Over three years, DYTA compounded at +11.27% per year against +14.66% for SCHD. Across the full 3-year window we track, DYTA has the edge at +11.46% annualized vs +11.34%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.2% for DYTA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.7% for DYTA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DYTA charges 1.32% per year while SCHD charges 0.06%. On a $10,000 position that is $132 vs $6 annually, a gap of $126 per year that compounds over a long holding period. On income, DYTA currently yields 1.51% against 3.31% for SCHD.
Holdings Overlap
DYTA and SCHD share 0 holdings out of 108 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DYTA or SCHD?
DYTA has an expense ratio of 1.32% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $126 per year of difference.
Which performed better, DYTA or SCHD?
Over the past year DYTA returned +15.02% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), DYTA annualized +11.46% vs +11.34% for SCHD. Past performance does not guarantee future results.
Which is riskier, DYTA or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.2% for DYTA. Worst drawdown: DYTA -9.7% vs SCHD -33.4%.
Should I hold both DYTA and SCHD?
DYTA and SCHD have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DYTA and SCHD?
DYTA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 108 unique securities.
Which pays a higher dividend, DYTA or SCHD?
DYTA yields 1.51% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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