DEUS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DEUS offers more diversification with 838 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: DEUS

Side-by-Side Comparison

MetricDEUSSCHDWinner
Expense Ratio0.17%0.06%
AUM$301M$103.7B
Dividend Yield1.41%3.31%
Holdings845104
YTD Return+15.19%+23.02%
1Y Return+19.84%+30.75%
3Y Return (annualized)+15.80%+14.89%
5Y Return (annualized)+9.82%+9.38%
Volatility (annualized)15.8%13.6%
Max Drawdown-40.9%-33.4%
Fund FamilyXtrackers ETFsCharles Schwab Asset Management
CategoryEquityEquity
InceptionNov 24, 2015Oct 20, 2011

DEUS vs SCHD Performance

Xtrackers Russell US Multifactor ETF (DEUS) is a ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DEUS returned +19.84% while SCHD returned +30.75%. Year to date, DEUS is up 15.19% versus a gain of 23.02% for SCHD.

Over three years, DEUS compounded at +15.80% per year against +14.89% for SCHD; over five years the annualized figures are +9.82% and +9.38% respectively. Across the full 11-year window we track, SCHD has the edge at +11.33% annualized vs +10.57%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DEUS has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -40.9% for DEUS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DEUS charges 0.17% per year while SCHD charges 0.06%. On a $10,000 position that is $17 vs $6 annually, a gap of $11 per year that compounds over a long holding period. On income, DEUS currently yields 1.41% against 3.31% for SCHD.

Holdings Overlap

9.6%overlap

DEUS and SCHD share 63 holdings out of 875 unique holdings combined, representing a 9.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DEUSWeight in SCHDDifference
ABT0.13%4.49%4.36%
UNH0.02%4.54%4.52%
MRK0.18%4.32%4.14%
AMGNProProPro
PGProProPro
CVXProProPro
HDProProPro
KOProProPro
VZProProPro
MOProProPro
See all 10 holdings DEUS shares with SCHD
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Frequently Asked Questions

Which is cheaper, DEUS or SCHD?

DEUS has an expense ratio of 0.17% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, DEUS or SCHD?

Over the past year DEUS returned +19.84% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), DEUS annualized +10.57% vs +11.33% for SCHD. Past performance does not guarantee future results.

Which is riskier, DEUS or SCHD?

DEUS has been the more volatile fund at 15.8% annualized versus 13.6% for SCHD. Worst drawdown: DEUS -40.9% vs SCHD -33.4%.

Should I hold both DEUS and SCHD?

DEUS and SCHD have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DEUS and SCHD?

DEUS and SCHD share 63 common holdings with a 9.6% weight overlap. Combined, they hold 875 unique securities.

Which pays a higher dividend, DEUS or SCHD?

DEUS yields 1.41% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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