CVLC vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. CVLC offers more diversification with 703 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: CVLC

Side-by-Side Comparison

MetricCVLCVYMWinner
Expense Ratio0.15%0.04%
AUM$876M$79.0B
Dividend Yield1.06%2.86%
Holdings784568
YTD Return+14.74%+15.20%
1Y Return+25.21%+25.56%
3Y Return (annualized)+21.12%+17.86%
5Y Return (annualized)-+12.35%
Volatility (annualized)13.4%14.6%
Max Drawdown-19.9%-58.8%
Fund FamilyCalvertVanguard (US)
CategoryEquityEquity
InceptionJan 30, 2023Nov 10, 2006

CVLC vs VYM Performance

Calvert US Large-Cap Core Responsible Index ETF (CVLC) is a ETF from Calvert and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CVLC returned +25.21% while VYM returned +25.56%. Year to date, CVLC is up 14.74% versus a gain of 15.20% for VYM.

Over three years, CVLC compounded at +21.12% per year against +17.86% for VYM. Across the full 4-year window we track, CVLC has the edge at +20.90% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.4% for CVLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.9% for CVLC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CVLC charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, CVLC currently yields 1.06% against 2.86% for VYM.

Holdings Overlap

31.0%overlap

CVLC and VYM share 226 holdings out of 1035 unique holdings combined, representing a 31.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CVLCWeight in VYMDifference
AVGO3.09%6.47%3.38%
JPM:US1.39%3.36%1.97%
WMT0.94%2.44%1.50%
ABBVProProPro
CATProProPro
PGProProPro
HDProProPro
BACProProPro
CSCOProProPro
KOProProPro
See all 10 holdings CVLC shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CVLC or VYM?

CVLC has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, CVLC or VYM?

Over the past year CVLC returned +25.21% vs +25.56% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), CVLC annualized +20.90% vs +7.05% for VYM. Past performance does not guarantee future results.

Which is riskier, CVLC or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 13.4% for CVLC. Worst drawdown: CVLC -19.9% vs VYM -58.8%.

Should I hold both CVLC and VYM?

CVLC and VYM have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CVLC and VYM?

CVLC and VYM share 226 common holdings with a 31.0% weight overlap. Combined, they hold 1035 unique securities.

Which pays a higher dividend, CVLC or VYM?

CVLC yields 1.06% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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