CVLC vs IVV

Quick Verdict

IVV has a lower expense ratio. CVLC delivered stronger 1-year returns. CVLC offers more diversification with 703 holdings.

Lower Fees: IVVHigher Returns: CVLCMore Diversified: CVLC

Side-by-Side Comparison

MetricCVLCIVVWinner
Expense Ratio0.15%0.03%
AUM$876M$865.2B
Dividend Yield1.06%1.09%
Holdings784508
YTD Return+14.74%+13.13%
1Y Return+25.21%+22.90%
3Y Return (annualized)+21.12%+21.08%
5Y Return (annualized)-+13.27%
Volatility (annualized)13.4%15.1%
Max Drawdown-19.9%-56.5%
Fund FamilyCalvertiShares by BlackRock (US)
CategoryEquityEquity
InceptionJan 30, 2023May 15, 2000

CVLC vs IVV Performance

Calvert US Large-Cap Core Responsible Index ETF (CVLC) is a ETF from Calvert and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CVLC returned +25.21% while IVV returned +22.90%. Year to date, CVLC is up 14.74% versus a gain of 13.13% for IVV.

Over three years, CVLC compounded at +21.12% per year against +21.08% for IVV. Across the full 4-year window we track, CVLC has the edge at +20.90% annualized vs +7.02%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.4% for CVLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.9% for CVLC and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CVLC charges 0.15% per year while IVV charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, CVLC currently yields 1.06% against 1.09% for IVV.

Holdings Overlap

75.1%overlap

CVLC and IVV share 370 holdings out of 838 unique holdings combined, representing a 75.1% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in CVLCWeight in IVVDifference
NVDA7.10%7.76%0.66%
AAPL6.24%7.44%1.20%
GOOGL6.39%3.15%3.24%
MSFTProProPro
AMZNProProPro
AVGOProProPro
MUProProPro
JPM:USProProPro
LLYProProPro
AMDProProPro
See all 10 holdings CVLC shares with IVV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CVLC or IVV?

CVLC has an expense ratio of 0.15% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, CVLC or IVV?

Over the past year CVLC returned +25.21% vs +22.90% for IVV, so CVLC leads on 1-year performance. Over the longest common window we track (4 years), CVLC annualized +20.90% vs +7.02% for IVV. Past performance does not guarantee future results.

Which is riskier, CVLC or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 13.4% for CVLC. Worst drawdown: CVLC -19.9% vs IVV -56.5%.

Should I hold both CVLC and IVV?

CVLC and IVV have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between CVLC and IVV?

CVLC and IVV share 370 common holdings with a 75.1% weight overlap. Combined, they hold 838 unique securities.

Which pays a higher dividend, CVLC or IVV?

CVLC yields 1.06% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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