CSSD vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricCSSDSCHDWinner
Expense Ratio0.49%0.06%
AUM$58M$103.7B
Dividend Yield1.21%3.31%
Holdings155104
YTD Return+3.18%+23.31%
1Y Return-+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)-13.6%
Max Drawdown-2.3%-33.4%
Fund FamilyCohen & Steers FundsCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionDec 9, 2025Oct 20, 2011

CSSD vs SCHD Performance

Cohen & Steers Short Duration Preferred and Income Active ETF (CSSD) is a ETF from Cohen & Steers Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, CSSD is up 3.18% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.3% for CSSD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CSSD charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, CSSD currently yields 1.21% against 3.31% for SCHD.

Holdings Overlap

0.3%overlap

CSSD and SCHD share 1 holdings out of 191 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CSSDWeight in SCHDDifference
FITB0.31%1.35%1.04%

Frequently Asked Questions

Which is cheaper, CSSD or SCHD?

CSSD has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.

What is the holdings overlap between CSSD and SCHD?

CSSD and SCHD share 1 common holdings with a 0.3% weight overlap. Combined, they hold 191 unique securities.

Which pays a higher dividend, CSSD or SCHD?

CSSD yields 1.21% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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