CRUX vs SCHD

Quick Verdict

SCHD has a lower expense ratio. CRUX offers more diversification with 188 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: CRUX

Side-by-Side Comparison

MetricCRUXSCHDWinner
Expense Ratio0.32%0.06%
AUM-$103.7B
Dividend Yield1.06%3.31%
Holdings501104
YTD Return-1.13%+23.02%
1Y Return-+30.75%
3Y Return (annualized)-+14.89%
5Y Return (annualized)-+9.38%
Volatility (annualized)-13.6%
Max Drawdown-2.0%-33.4%
Fund FamilyColumbia Threadneedle InvestmentsCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionMar 16, 2026Oct 20, 2011

CRUX vs SCHD Performance

Columbia Core Bond ETF (CRUX) is a ETF from Columbia Threadneedle Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, CRUX is down 1.13% versus a gain of 23.02% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.0% for CRUX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CRUX charges 0.32% per year while SCHD charges 0.06%. On a $10,000 position that is $32 vs $6 annually, a gap of $26 per year that compounds over a long holding period. On income, CRUX currently yields 1.06% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

CRUX and SCHD share 1 holdings out of 287 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CRUXWeight in SCHDDifference
GVMXX10.48%0.04%10.44%

Frequently Asked Questions

Which is cheaper, CRUX or SCHD?

CRUX has an expense ratio of 0.32% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

What is the holdings overlap between CRUX and SCHD?

CRUX and SCHD share 1 common holdings with a 0.0% weight overlap. Combined, they hold 287 unique securities.

Which pays a higher dividend, CRUX or SCHD?

CRUX yields 1.06% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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