CPHY vs VXUS
CPHY vs VXUS
F/m Compoundr High Yield Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | CPHY | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.05% | |
| AUM | $3M | $156.5B | |
| Dividend Yield | 0.00% | 2.60% | |
| Holdings | 6 | 8,747 | |
| YTD Return | +0.70% | +11.69% | |
| 1Y Return | +3.04% | +26.65% | |
| 3Y Return (annualized) | - | +18.15% | |
| 5Y Return (annualized) | - | +8.66% | |
| Volatility (annualized) | 2.7% | 15.0% | |
| Max Drawdown | -2.5% | -39.9% | |
| Fund Family | F-m investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 12, 2025 | Jan 26, 2011 |
CPHY vs VXUS Performance
F/m Compoundr High Yield Bond ETF (CPHY) is a ETF from F-m investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year CPHY returned +3.04% while VXUS returned +26.65%. Year to date, CPHY is up 0.70% versus a gain of 11.69% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 2.7% for CPHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.5% for CPHY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CPHY charges 0.50% per year while VXUS charges 0.05%. On a $10,000 position that is $50 vs $5 annually, a gap of $45 per year that compounds over a long holding period. On income, CPHY currently yields 0.00% against 2.60% for VXUS.
Holdings Overlap
CPHY and VXUS share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CPHY or VXUS?
CPHY has an expense ratio of 0.50% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, CPHY or VXUS?
Over the past year CPHY returned +3.04% vs +26.65% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, CPHY or VXUS?
VXUS has been the more volatile fund at 15.0% annualized versus 2.7% for CPHY. Worst drawdown: CPHY -2.5% vs VXUS -39.9%.
Should I hold both CPHY and VXUS?
CPHY and VXUS have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CPHY and VXUS?
CPHY and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.
Which pays a higher dividend, CPHY or VXUS?
CPHY yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.