CPHY vs QQQ
CPHY vs QQQ
F/m Compoundr High Yield Bond ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | CPHY | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.18% | |
| AUM | $3M | $455.8B | |
| Dividend Yield | 0.00% | 0.41% | |
| Holdings | 6 | 108 | |
| YTD Return | +0.99% | +18.34% | |
| 1Y Return | +3.34% | +28.94% | |
| 3Y Return (annualized) | - | +25.28% | |
| 5Y Return (annualized) | - | +15.22% | |
| Volatility (annualized) | 2.7% | 30.6% | |
| Max Drawdown | -2.5% | -83.0% | |
| Fund Family | F-m investments | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 12, 2025 | Mar 10, 1999 |
CPHY vs QQQ Performance
F/m Compoundr High Yield Bond ETF (CPHY) is a ETF from F-m investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year CPHY returned +3.34% while QQQ returned +28.94%. Year to date, CPHY is up 0.99% versus a gain of 18.34% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 2.7% for CPHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.5% for CPHY and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CPHY charges 0.50% per year while QQQ charges 0.18%. On a $10,000 position that is $50 vs $18 annually, a gap of $32 per year that compounds over a long holding period. On income, CPHY currently yields 0.00% against 0.41% for QQQ.
Holdings Overlap
CPHY and QQQ share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CPHY or QQQ?
CPHY has an expense ratio of 0.50% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, CPHY or QQQ?
Over the past year CPHY returned +3.34% vs +28.94% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, CPHY or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 2.7% for CPHY. Worst drawdown: CPHY -2.5% vs QQQ -83.0%.
Should I hold both CPHY and QQQ?
CPHY and QQQ have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CPHY and QQQ?
CPHY and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.
Which pays a higher dividend, CPHY or QQQ?
CPHY yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.
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