CNEQ vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCNEQSCHDWinner
Expense Ratio0.56%0.06%
AUM$898M$103.7B
Dividend Yield0.44%3.31%
Holdings30104
YTD Return+15.85%+23.31%
1Y Return+30.28%+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)23.6%13.6%
Max Drawdown-27.6%-33.4%
Fund FamilyAlgerCharles Schwab Asset Management
CategoryEquityEquity
InceptionApr 4, 2024Oct 20, 2011

CNEQ vs SCHD Performance

Alger Concentrated Equity ETF (CNEQ) is a ETF from Alger and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CNEQ returned +30.28% while SCHD returned +30.42%. Year to date, CNEQ is up 15.85% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

CNEQ has been the more volatile fund, with annualized monthly volatility of 23.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.6% for CNEQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CNEQ charges 0.56% per year while SCHD charges 0.06%. On a $10,000 position that is $56 vs $6 annually, a gap of $50 per year that compounds over a long holding period. On income, CNEQ currently yields 0.44% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

CNEQ and SCHD share 0 holdings out of 129 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CNEQ or SCHD?

CNEQ has an expense ratio of 0.56% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $50 per year of difference.

Which performed better, CNEQ or SCHD?

Over the past year CNEQ returned +30.28% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CNEQ annualized +34.76% vs +11.34% for SCHD. Past performance does not guarantee future results.

Which is riskier, CNEQ or SCHD?

CNEQ has been the more volatile fund at 23.6% annualized versus 13.6% for SCHD. Worst drawdown: CNEQ -27.6% vs SCHD -33.4%.

Should I hold both CNEQ and SCHD?

CNEQ and SCHD have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CNEQ and SCHD?

CNEQ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 129 unique securities.

Which pays a higher dividend, CNEQ or SCHD?

CNEQ yields 0.44% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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