CGCV vs SCHD
CGCV vs SCHD
Capital Group Conservative Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CGCV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.33% | 0.06% | |
| AUM | $1.9B | $103.7B | |
| Dividend Yield | 1.45% | 3.31% | |
| Holdings | 74 | 104 | |
| YTD Return | +8.83% | +22.69% | |
| 1Y Return | +15.84% | +30.94% | |
| 3Y Return (annualized) | - | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 10.0% | 13.7% | |
| Max Drawdown | -13.1% | -33.4% | |
| Fund Family | Capital Group (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2024 | Oct 20, 2011 |
CGCV vs SCHD Performance
Capital Group Conservative Equity ETF (CGCV) is a ETF from Capital Group (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CGCV returned +15.84% while SCHD returned +30.94%. Year to date, CGCV is up 8.83% versus a gain of 22.69% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 10.0% for CGCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for CGCV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CGCV charges 0.33% per year while SCHD charges 0.06%. On a $10,000 position that is $33 vs $6 annually, a gap of $27 per year that compounds over a long holding period. On income, CGCV currently yields 1.45% against 3.31% for SCHD.
Holdings Overlap
CGCV and SCHD share 13 holdings out of 160 unique holdings combined, representing a 12.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CGCV | Weight in SCHD | Difference |
|---|---|---|---|
| HD | 1.82% | 4.16% | 2.34% |
| KO | 1.63% | 4.08% | 2.45% |
| UNH | 0.96% | 4.54% | 3.58% |
| ABT | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| MO | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| COP | Pro | Pro | Pro |
| ADP | Pro | Pro | Pro |
See all 10 holdings CGCV shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, CGCV or SCHD?
CGCV has an expense ratio of 0.33% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, CGCV or SCHD?
Over the past year CGCV returned +15.84% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CGCV annualized +16.31% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, CGCV or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 10.0% for CGCV. Worst drawdown: CGCV -13.1% vs SCHD -33.4%.
Should I hold both CGCV and SCHD?
CGCV and SCHD have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CGCV and SCHD?
CGCV and SCHD share 13 common holdings with a 12.1% weight overlap. Combined, they hold 160 unique securities.
Which pays a higher dividend, CGCV or SCHD?
CGCV yields 1.45% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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