CGBL vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricCGBLVXUSWinner
Expense Ratio0.33%0.05%
AUM$7.2B$156.5B
Dividend Yield1.85%2.60%
Holdings778,747
YTD Return+5.58%+11.13%
1Y Return+12.91%+27.13%
3Y Return (annualized)-+17.24%
5Y Return (annualized)-+8.71%
Volatility (annualized)9.3%15.1%
Max Drawdown-11.7%-39.9%
Fund FamilyCapital Group (US)Vanguard (US)
CategoryAllocation/BalancedEquity
InceptionSep 26, 2023Jan 26, 2011

CGBL vs VXUS Performance

Capital Group Core Balanced ETF (CGBL) is a ETF from Capital Group (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year CGBL returned +12.91% while VXUS returned +27.13%. Year to date, CGBL is up 5.58% versus a gain of 11.13% for VXUS.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.3% for CGBL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.7% for CGBL and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CGBL charges 0.33% per year while VXUS charges 0.05%. On a $10,000 position that is $33 vs $5 annually, a gap of $28 per year that compounds over a long holding period. On income, CGBL currently yields 1.85% against 2.60% for VXUS.

Holdings Overlap

1.6%overlap

CGBL and VXUS share 8 holdings out of 7930 unique holdings combined, representing a 1.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CGBLWeight in VXUSDifference
ASML:AS0.49%1.29%0.80%
WPM:CA1.06%0.17%0.89%
FNV:CA0.94%0.12%0.82%
CNQ:CAProProPro
LUN:CAProProPro
CFR:SMProProPro
SAF:PAProProPro
FM:CAProProPro
See all 8 holdings CGBL shares with VXUS
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CGBL or VXUS?

CGBL has an expense ratio of 0.33% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $28 per year of difference.

Which performed better, CGBL or VXUS?

Over the past year CGBL returned +12.91% vs +27.13% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), CGBL annualized +17.19% vs +4.66% for VXUS. Past performance does not guarantee future results.

Which is riskier, CGBL or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 9.3% for CGBL. Worst drawdown: CGBL -11.7% vs VXUS -39.9%.

Should I hold both CGBL and VXUS?

CGBL and VXUS have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CGBL and VXUS?

CGBL and VXUS share 8 common holdings with a 1.6% weight overlap. Combined, they hold 7930 unique securities.

Which pays a higher dividend, CGBL or VXUS?

CGBL yields 1.85% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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