CGBL vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricCGBLVOOWinner
Expense Ratio0.33%0.03%
AUM$7.2B$979.0B
Dividend Yield1.85%1.09%
Holdings77509
YTD Return+5.58%+9.95%
1Y Return+12.91%+19.58%
3Y Return (annualized)-+19.43%
5Y Return (annualized)-+12.89%
Volatility (annualized)9.3%14.2%
Max Drawdown-11.7%-34.3%
Fund FamilyCapital Group (US)Vanguard (US)
CategoryAllocation/BalancedEquity
InceptionSep 26, 2023Sep 7, 2010

CGBL vs VOO Performance

Capital Group Core Balanced ETF (CGBL) is a ETF from Capital Group (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CGBL returned +12.91% while VOO returned +19.58%. Year to date, CGBL is up 5.58% versus a gain of 9.95% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 9.3% for CGBL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.7% for CGBL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CGBL charges 0.33% per year while VOO charges 0.03%. On a $10,000 position that is $33 vs $3 annually, a gap of $30 per year that compounds over a long holding period. On income, CGBL currently yields 1.85% against 1.09% for VOO.

Holdings Overlap

27.6%overlap

CGBL and VOO share 59 holdings out of 524 unique holdings combined, representing a 27.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CGBLWeight in VOODifference
AAPL2.33%6.59%4.26%
NVDA0.93%7.51%6.58%
AVGO4.68%2.77%1.91%
MSFTProProPro
GOOGProProPro
AMZNProProPro
MUProProPro
METAProProPro
PMProProPro
LLYProProPro
See all 10 holdings CGBL shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CGBL or VOO?

CGBL has an expense ratio of 0.33% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, CGBL or VOO?

Over the past year CGBL returned +12.91% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), CGBL annualized +17.19% vs +13.35% for VOO. Past performance does not guarantee future results.

Which is riskier, CGBL or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 9.3% for CGBL. Worst drawdown: CGBL -11.7% vs VOO -34.3%.

Should I hold both CGBL and VOO?

CGBL and VOO have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between CGBL and VOO?

CGBL and VOO share 59 common holdings with a 27.6% weight overlap. Combined, they hold 524 unique securities.

Which pays a higher dividend, CGBL or VOO?

CGBL yields 1.85% while VOO yields 1.09%, so CGBL currently pays the higher dividend yield.

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