CFA vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricCFAIVVWinner
Expense Ratio0.35%0.03%
AUM$537M$865.2B
Dividend Yield1.23%1.09%
Holdings502508
YTD Return+11.88%+13.31%
1Y Return+16.45%+24.00%
3Y Return (annualized)+13.54%+21.16%
5Y Return (annualized)+8.26%+13.34%
Volatility (annualized)14.9%15.1%
Max Drawdown-37.9%-56.5%
Fund FamilyVictory Capital Management Inc.iShares by BlackRock (US)
CategoryEquityEquity
InceptionJul 1, 2014May 15, 2000

CFA vs IVV Performance

VictoryShares US 500 Volatility Weighted ETF (CFA) is a ETF from Victory Capital Management Inc. and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CFA returned +16.45% while IVV returned +24.00%. Year to date, CFA is up 11.88% versus a gain of 13.31% for IVV.

Over three years, CFA compounded at +13.54% per year against +21.16% for IVV; over five years the annualized figures are +8.26% and +13.34% respectively. Across the full 12-year window we track, CFA has the edge at +9.90% annualized vs +7.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.9% for CFA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -37.9% for CFA and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CFA charges 0.35% per year while IVV charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CFA currently yields 1.23% against 1.09% for IVV.

Holdings Overlap

40.2%overlap

CFA and IVV share 401 holdings out of 603 unique holdings combined, representing a 40.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CFAWeight in IVVDifference
NVDA0.18%7.76%7.58%
AAPL0.31%7.44%7.13%
MSFT0.23%4.57%4.34%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
METAProProPro
MUProProPro
BRK.BProProPro
TSLAProProPro
See all 10 holdings CFA shares with IVV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CFA or IVV?

CFA has an expense ratio of 0.35% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, CFA or IVV?

Over the past year CFA returned +16.45% vs +24.00% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (12 years), CFA annualized +9.90% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, CFA or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 14.9% for CFA. Worst drawdown: CFA -37.9% vs IVV -56.5%.

Should I hold both CFA and IVV?

CFA and IVV have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between CFA and IVV?

CFA and IVV share 401 common holdings with a 40.2% weight overlap. Combined, they hold 603 unique securities.

Which pays a higher dividend, CFA or IVV?

CFA yields 1.23% while IVV yields 1.09%, so CFA currently pays the higher dividend yield.

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