CAPE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. CAPE offers more diversification with 194 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: CAPE

Side-by-Side Comparison

MetricCAPESCHDWinner
Expense Ratio0.65%0.06%
AUM$240M$103.7B
Dividend Yield1.25%3.31%
Holdings196104
YTD Return+2.70%+22.69%
1Y Return+5.64%+30.94%
3Y Return (annualized)+10.42%+14.20%
5Y Return (annualized)-+9.59%
Volatility (annualized)16.8%13.7%
Max Drawdown-22.1%-33.4%
Fund FamilyDoubleLine FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMar 31, 2022Oct 20, 2011

CAPE vs SCHD Performance

DoubleLine Shiller CAPE US Equities ETF (CAPE) is a ETF from DoubleLine Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CAPE returned +5.64% while SCHD returned +30.94%. Year to date, CAPE is up 2.70% versus a gain of 22.69% for SCHD.

Over three years, CAPE compounded at +10.42% per year against +14.20% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.31% annualized vs +7.67%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CAPE has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.1% for CAPE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CAPE charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, CAPE currently yields 1.25% against 3.31% for SCHD.

Holdings Overlap

9.6%overlap

CAPE and SCHD share 11 holdings out of 283 unique holdings combined, representing a 9.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CAPEWeight in SCHDDifference
MRK1.40%4.32%2.92%
UNH1.15%4.54%3.39%
HD1.48%4.16%2.68%
ABTProProPro
VZProProPro
AMGNProProPro
BMYProProPro
CMCSAProProPro
FProProPro
DRIProProPro
See all 10 holdings CAPE shares with SCHD
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Frequently Asked Questions

Which is cheaper, CAPE or SCHD?

CAPE has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

Which performed better, CAPE or SCHD?

Over the past year CAPE returned +5.64% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), CAPE annualized +7.67% vs +11.31% for SCHD. Past performance does not guarantee future results.

Which is riskier, CAPE or SCHD?

CAPE has been the more volatile fund at 16.8% annualized versus 13.7% for SCHD. Worst drawdown: CAPE -22.1% vs SCHD -33.4%.

Should I hold both CAPE and SCHD?

CAPE and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CAPE and SCHD?

CAPE and SCHD share 11 common holdings with a 9.6% weight overlap. Combined, they hold 283 unique securities.

Which pays a higher dividend, CAPE or SCHD?

CAPE yields 1.25% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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