CAML vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricCAMLVXUSWinner
Expense Ratio0.65%0.05%
AUM$368M$156.5B
Dividend Yield0.00%2.60%
Holdings398,747
YTD Return+2.14%+11.13%
1Y Return+4.88%+27.13%
3Y Return (annualized)+16.41%+17.24%
5Y Return (annualized)-+8.71%
Volatility (annualized)15.1%15.1%
Max Drawdown-21.1%-39.9%
Fund FamilyCongress Asset Management CompanyVanguard (US)
CategoryEquityEquity
InceptionAug 22, 2023Jan 26, 2011

CAML vs VXUS Performance

Congress Large Cap Growth ETF (CAML) is a ETF from Congress Asset Management Company and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year CAML returned +4.88% while VXUS returned +27.13%. Year to date, CAML is up 2.14% versus a gain of 11.13% for VXUS.

Over three years, CAML compounded at +16.41% per year against +17.24% for VXUS. Across the full 3-year window we track, CAML has the edge at +16.41% annualized vs +4.66%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 15.1% for CAML. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.1% for CAML and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CAML charges 0.65% per year while VXUS charges 0.05%. On a $10,000 position that is $65 vs $5 annually, a gap of $60 per year that compounds over a long holding period. On income, CAML currently yields 0.00% against 2.60% for VXUS.

Holdings Overlap

0.3%overlap

CAML and VXUS share 1 holdings out of 7897 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CAMLWeight in VXUSDifference
SHOP:CA1.89%0.33%1.56%

Frequently Asked Questions

Which is cheaper, CAML or VXUS?

CAML has an expense ratio of 0.65% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $60 per year of difference.

Which performed better, CAML or VXUS?

Over the past year CAML returned +4.88% vs +27.13% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), CAML annualized +16.41% vs +4.66% for VXUS. Past performance does not guarantee future results.

Which is riskier, CAML or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 15.1% for CAML. Worst drawdown: CAML -21.1% vs VXUS -39.9%.

Should I hold both CAML and VXUS?

CAML and VXUS have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CAML and VXUS?

CAML and VXUS share 1 common holdings with a 0.3% weight overlap. Combined, they hold 7897 unique securities.

Which pays a higher dividend, CAML or VXUS?

CAML yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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